1. If you eat often outside ( more than twice a week ).
2. If you want to hold an Indusind Card for offers ( which is rare ).
- Go for it (do check the restaurant in your area on their app.
75k on existing Indusind Card for an upgrade - call Customer Care. | Basic Credit Card Eligibility criteria for applying.
They are offering LTF to Indusind Customer - you can mail them or call them and ask to offer LTF - you might get lucky.
p.s: I am not going for this card unless it's being offered LTF - as outside dining is taken care of by other cards.