Today is last day. Any problem if paid tomorrow?

[telescope]

Today is last day for yes bank cc payment. Any problem if paid tomorrow? it is yesbank cc. I already paid more than MAD directly. SBI unipay is not working, so I am thinking if I can take the facility of grace period. Tomorrow morning if unipay doesn't work, then I'll pay directly.

Is it too much of a risk ruining CIBIL? and risk of interest is there? or nothing will happen?

any alternate of unipay?

 

[telescope]

@SSV @Vasuki tag others also

 

[Vasuki]

Today is last day for yes bank cc payment. Any problem if paid tomorrow? it is yesbank cc. I already paid more than MAB directly. SBI unipay is not working, so I am thinking if I can take the facility of grace period. Tomorrow morning if unipay doesn't work, then I'll pay directly.

Is it too much of a risk ruining CIBIL? and risk of interest is there? or nothing will happen?

any alternate of unipay?

Pay minimum amount due first

Directly via their app .

 

[telescope]

Pay minimum amount due first

Directly via their app .

that's done. baki ka kya kare?

 

[Aniket]

Today is last day for yes bank cc payment. Any problem if paid tomorrow? it is yesbank cc. I already paid more than MAB directly. SBI unipay is not working, so I am thinking if I can take the facility of grace period. Tomorrow morning if unipay doesn't work, then I'll pay directly.

Is it too much of a risk ruining CIBIL? and risk of interest is there? or nothing will happen?

any alternate of unipay?

If you want peace of mind, then pay MAD.

And pay remaining due by tomorrow as you're thinking of.

 

[SSV]

Today is last day for yes bank cc payment. Any problem if paid tomorrow? it is yesbank cc. I already paid more than MAB directly. SBI unipay is not working, so I am thinking if I can take the facility of grace period. Tomorrow morning if unipay doesn't work, then I'll pay directly.

Is it too much of a risk ruining CIBIL? and risk of interest is there? or nothing will happen?

any alternate of unipay?

If you have paid MAD, then there is no issue as reagrds to CIBIL is concerned .. it wont be counted as delayed payment

but the interest you pay to the Bank may be an issue and that also depends on the Bank...

As far as CIBIL is concerned you are all good ..as you have already paid MAD

 

[Aniket]

that's done. baki ka kya kare?

Then utna stress ka baat nahi hain, pehle ka track record kya raha hai Yes bank ka? Kitna samai lagta hai credit hone mein and settled hone mein txn?

 

[telescope]

If you want peace of mind, then pay MAD.

And pay remaining due by tomorrow as you're thinking of.

MAD already paid. but fearing interest and other charges if paid tomorrow. especially cibil fear also there.

 

[telescope]

Then utna stress ka baat nahi hain, pehle ka track record kya raha hai Yes bank ka? Kitna samai lagta hai credit hone mein and settled hone mein txn?

within 15 mins it gets setteled if paid from HDFC billpay, and unipay takes 1 day.

 

[Aniket]

MAD already paid. but fearing interest and other charges if paid tomorrow.

Ladna padega tab, ye chiz kare toh RBI BO ko complaint karke compensation demand karna

especially cibil fear also there.

Kuch nahi hoga CIBIL mein, MAD pay kar chuke hain already.

 

[telescope]

Then utna stress ka baat nahi hain, pehle ka track record kya raha hai Yes bank ka? Kitna samai lagta hai credit hone mein and settled hone mein txn?

by god's grace I have impeccable track record so far. never delayed any payment. always paid TAD on time.

 

[Aniket]

within 15 mins it gets setteled if paid from HDFC billpay, and unipay takes 1 day.

Credit date kya rehta hai statement mein? Jis din pay karte hai wahi date reflect hota hai ya jis din credit hota hai actually wo date show hota hai?

 

[Aniket]

by god's grace I have impeccable track record so far. never delayed any payment. always paid TAD on time.

Aap khudka bataye mein yes bank ka puch raha tha kaisa hai?🤣

RBI guidelines strictly comply karta hai ya manmarji karta hai like SBI?🤣

 

[telescope]

guys don't you think we are treading on thin waters by depending only on unipay? think about it, all dc rewards depends upon this one site. excepy hdfc billpay for hdfc dc. anyday it can stop.

 

[telescope]

Credit date kya rehta hai statement mein? Jis din pay karte hai wahi date reflect hota hai ya jis din credit hota hai actually wo date show hota hai?

Jis din pay karte hai wahi date reflect hota hai

 

[SSV]

guys don't you think we are treading on thin waters by depending only on unipay? think about it, all dc rewards depends upon this one site. excepy hdfc billpay for hdfc dc. anyday it can stop.

You are on the right path of thinking ... this is correct ...
SBI Unipay will be destroyed soon... there are forces working hard on this mission ...

 

[varun__goel_]

Today is last day for yes bank cc payment. Any problem if paid tomorrow? it is yesbank cc. I already paid more than MAD directly. SBI unipay is not working, so I am thinking if I can take the facility of grace period. Tomorrow morning if unipay doesn't work, then I'll pay directly.

Is it too much of a risk ruining CIBIL? and risk of interest is there? or nothing will happen?

any alternate of unipay?

No impact on cibil as MAD is paid

You will have to pay interest, because grace period only works for cibil reporting and not for interest charges

 

[telescope]

You will have to pay interest, because grace period only works for cibil reporting and not for interest charges

OMG. cannot risk it then.

 

[SSV]

You are on the right path of thinking ... this is correct ...
SBI Unipay will be destroyed soon... there are forces working hard on this mission ...

Guys, one thing you have to think about it logically....

"If any app/ loophole / trick is getting massive attenction and very widely publicised in the open forums like these, they are bound to get devlaued soon.. more the publicity the faster the devaluation comes... "

as simple as that...
if someone is doing very extensive advertisement about these , they are actually doing more harm than good..
People tend to forget about this, ride high on the emotions side...

If there is any trick that is going to benefit really well , then those need to be discussed privately in a small group..
Just think about it...

 

[telescope]

Guys, onething you have to think about it logically....
"If any app/ loophole / trick is getting massive attenction and very widely publicised in the opne forums like these, they are bound to get devlaued soon"
as simple as that...
if someone is doing very extensive advertisement about these , they are actually doing more harm than good..
People tend to forget about this, ride high on the emotions side...

If there is any trick that is going to benefit really well , then those need to be discussed privately in a small group..
Just think about it...

totally agree. unipay days are numbered.