Two Yes Bank Credit Cards

[avijith7]

Does Yes Bank give 2 credit cards? I have a Yes Bank First Exclusive Credit Card, but I also want to apply for the newly launched Yes Bank Marquee Credit Card.

 

[avijith7]

I don't have account with Yes Bank. Previously I had only the Yes First Exclusive (Reserv) Card on MasterCard network, which I closed in order to apply for Marquee Credit Card. I had tried to upgrade 3-4 times through emailing the Yes Bank grievance redressal, but they had refused each time, saying that MasterCard is not upgradable to Visa (since Marquee is only issued on Visa network). So I closed my Reserv card, which I was anyway not using much. The Yes Bank credit card application page thereafter opened for new application only after 2 months. I have now applied for the Marquee card, though I am yet to receive it. Let's see what happens.

Do you have Yes Grandeur acc? Or you're directly applying for Yes Marquee after closing your previous card.

Also, do we have to wait for 2 months before applying.

 

[MrReddy]

I don't have account with Yes Bank. Previously I had only the Yes First Exclusive (Reserv) Card on MasterCard network, which I closed in order to apply for Marquee Credit Card. I had tried to upgrade 3-4 times through emailing the Yes Bank grievance redressal, but they had refused each time, saying that MasterCard is not upgradable to Visa (since Marquee is only issued on Visa network). So I closed my Reserv card, which I was anyway not using much. The Yes Bank credit card application page thereafter opened for new application only after 2 months. I have now applied for the Marquee card, though I am yet to receive it. Let's see what happens.

Any update on the Application process, did you receive the card.

 

[AvinashInfEme]

They may issue the same but out of the same existing Credit Limit

No they don't. Just called customer care and asked. Only 1 visa / master per customer, and if you cancel your existing card (in case of no upgrade offer), then you need to wait 6 months to apply for a new card

Alternative - send email to yestouchcc@yesbank.in and ask for an upgrade of existing card. They should take 2 days to reply

 

[avijith7]

No they don't. Just called customer care and asked. Only 1 visa / master per customer, and if you cancel your existing card (in case of no upgrade offer), then you need to wait 6 months to apply for a new card

Alternative - send email to yestouchcc@yesbank.in and ask for an upgrade of existing card. They should take 2 days to reply

If you cancel the existing card, then although you receive an email that says you can only apply again after 6 months, you can apply in the online application website in 3 months itself.

 

[Boy 07]

They may issue the same but out of the same existing Credit Limit

I have applied yes Bank credit card but bank declined my application I am fed up asking the reason of declined but bank have a copy paste email
credit policy parameters of YES BANK

What should I do

 

[cardy]

I have applied yes Bank credit card but bank declined my application I am fed up asking the reason of declined but bank have a copy paste email
credit policy parameters of YES BANK

What should I do

Forget about it
They are not with to remember

 

[sunnykhandelwal5]

If you cancel the existing card, then although you receive an email that says you can only apply again after 6 months, you can apply in the online application website in 3 months itself.

Did you get the card?
I am planning on closing my existing yes credit card and applying for reserv/marquee after 3 months. Should I do it? I dont want to get into a situatuon where existing card is also closed and new card is also not being issued cos I had a yes bank card in the past.

 

[Boy 07]

Did you get the card?
I am planning on closing my existing yes credit card and applying for reserv/marquee after 3 months. Should I do it? I dont want to get into a situatuon where existing card is also closed and new card is also not being issued cos I had a yes bank card in the past.

which card do you have of yes bank ?

 

[sunnykhandelwal5]

which card do you have of yes bank ?

I have Rupay virtual card only. I used to have the prosperity something card but i closed it last year

 

[Boy 07]

Is your Marquee card approved?

I have yes bank paisa save credit card along with a rupay flaoter card can i have yes bank core card if yes how can i ?I want yes bank main card

 

[BVCBVC is verified member.]

I have yes bank paisa save credit card along with a rupay flaoter card can i have yes bank core card if yes how can i ?I want yes bank main card

@SSV Bro help him with Yesbank Card.

 

[avijith7]

I finally got the Yes Marquee Credit Card 7 months later, in December 2024, after I had closed my earlier First Exclusive/Reserv card in April 2024. Although I had applied for the Marquee Credit Card as soon as closing the First Exclusive card in April itself, the application status was showing "in process" for such a long period of 7 months that I had lost all hope of ever getting the Yes Marquee card. This had continued despite many emails to the Yes Bank credit customer care and despite them assuring me that it will get processed soon. Until one day in late November when I received a sudden phone call from the Yes Bank credit card department that they were going to process my application. The next day, the video KYC was done and the credit card approved the day after, and I got the credit card about 5 days later in early December.

 

[avijith7]

My 7 months long experience of getting the Marquee card has therefore made me think that the credit card application process is done in a very ad-hoc manner in Yes Bank.

 

[avijith7]

Although I have one question: I received the Marquee card in plastic. Have they stopped issuing the metal card?

 

[Gau₹av]

What is the reward rate of Yes Marquee after the massive devaluation?