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Unable to apply for HDFC non-cobranded card

  • Thread starter Thread starter Pissant
  • Start date Start date
  • Replies Replies 12
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Pissant

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I got the HDFC Tata Neu Infinity as my first HDFC card but now when I'm trying to apply for one of their base cards I just get an error message. It has been like this for the past month. How do I get it?
 
I got the HDFC Tata Neu Infinity as my first HDFC card but now when I'm trying to apply for one of their base cards I just get an error message. It has been like this for the past month. How do I get it?
Few members reported to get Standard card first as getting it after co-branded is very difficult. I suggest you go offline method. Contact your RM. Or branch agent who wants to meet his target
 
Few members reported to get Standard card first as getting it after co-branded is very difficult. I suggest you go offline method. Contact your RM. Or branch agent who wants to meet his target
Damn that sucks. Whenever I visit my Bank Manager he wastes like an hour of time and just tries to sell me on bullshit schemes. All of this despite keeping more than 50 lakhs in this bank. Is there really no way to do it online? Since even my RM is completely useless.
 
Damn that sucks. Whenever I visit my Bank Manager he wastes like an hour of time and just tries to sell me on bullshit schemes. All of this despite keeping more than 50 lakhs in this bank. Is there really no way to do it online? Since even my RM is completely useless.
Try contacting by email. I don't have it handy. If you have 50L lying around they should get you a good card. Tata Neu cards are useless tbh imo.
 
OTry contacting by email. I don't have it handy. If you have 50L lying around they should get you a good card. Tata Neu cards are useless tbh imo.
Ok I just emailed them. I do find the Tata neu cards useful for purchases on the tata app and the occasional UPI purchase though.
 
Yes I got DCB now. I was able to simply apply from the website.
Bud, I'm in the same situation. I have got HDFC Swiggy as my first card, been 4-5 months now. But they have given me a very low limit of 20k. I will ask for a LE after 6 months have been completed. I've been spending 25k/Month on it.

Similar to you... Guys here say to close my CC and then wait 3-6 months to apply for a new one. But I don't wanna give this up as I get around 1500 cashback/month. Also, it is my primary card because of such great returns for my spending.

So I have a few Questions...
1. What was your limit on HDFC Tata New when you applied for DCB?
2. Did you get DCB with a shared limit or a new limit? If new... what was it?
3. Did you have a bank account in HDFC at that time?
4. Is there anything else that I need to know about how to apply for a core CC from a cobranded one based on your experience?

Ps. I will have an SBI Elite (which will have a much higher limit than any of my CC Rn.) by the time HDFC Swiggy completes 6 months, and I might get upgraded to HDFC Classic Banking too. So, I can Apply C2C too via bank if required.
 
Bud, I'm in the same situation. I have got HDFC Swiggy as my first card, been 4-5 months now. But they have given me a very low limit of 20k. I will ask for a LE after 6 months have been completed. I've been spending 25k/Month on it.

Similar to you... Guys here say to close my CC and then wait 3-6 months to apply for a new one. But I don't wanna give this up as I get around 1500 cashback/month. Also, it is my primary card because of such great returns for my spending.

So I have a few Questions...
1. What was your limit on HDFC Tata New when you applied for DCB?
2. Did you get DCB with a shared limit or a new limit? If new... what was it?
3. Did you have a bank account in HDFC at that time?
4. Is there anything else that I need to know about how to apply for a core CC from a cobranded one based on your experience?

Ps. I will have an SBI Elite (which will have a much higher limit than any of my CC Rn.) by the time HDFC Swiggy completes 6 months, and I might get upgraded to HDFC Classic Banking too. So, I can Apply C2C too via bank if required.
limit 6.2 lakh
it is always shared
yes savings
it is very hard it seems to go from co-branded to core and it took me a lot of email chains and complaints to finally get it.
applying c2c with hdfc can be hit or miss they have been known to lie and sometimes give low limits and different card variants than the one you applied for
 
limit 6.2 lakh
it is always shared
yes savings
it is very hard it seems to go from co-branded to core and it took me a lot of email chains and complaints to finally get it.
applying c2c with hdfc can be hit or miss they have been known to lie and sometimes give low limits and different card variants than the one you applied for
Thank you so much.

But you said you simply applied from the website. Do I also need to write emails, etc, If I think of applying online after 6 months?
 
Thank you so much.

But you said you simply applied from the website. Do I also need to write emails, etc, If I think of applying online after 6 months?
well what happened was weird. After countless emails the PNO guys sent a link where they told me to apply through and after that it worked.
 
Oh okay... So you applied through their link and not the generic Netbanking approach.

Guess the best approach for me would be to wait for 6 months to complete and then ask for LE and Then play mail-mail to get a Core one.
 
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