Understanding Hard enquiries made by bank to bureaus

[DaDarkkNight]

Hi,
In CIBIL, in the enquiries section we only see a one liner info about the hard enquiry made by the bank

Eg <date> <bank_name> <enquiry_type>

Likewise in Experian Bureau the same info is shown but with a little more details like purpose, query amount etc.

I had a few questions related to same:

1. When bank does a hard enquiry for cc application, does the credit report sent by bureau to bank EXACTLY the same that we get when we check ourselves?
I mean are there any more details or in-depth hidden details in the report that bureaus provide to bank?

2. Lets say there was one hard enquiry in my cibil profile which was invalid , and later when I requested to bank they suppressed it (as they use this term).
What does this actually do.?? (I know it will be no longer visible to me afterwards in the report)
Will this erase everything about that particular enquiry from the bureau records. Lets say if another bank pulls a hard enquiry on my profile after, will the other bank get to know about the same suppressed hard enquiry ??

 

[pothi]

Yes for question 1.a
No for question 1.b
No for question 2.

 

[unusedbrain1]

Ho

Hi,
In CIBIL, in the enquiries section we only see a one liner info about the hard enquiry made by the bank

Eg <date> <bank_name> <enquiry_type>

Likewise in Experian Bureau the same info is shown but with a little more details like purpose, query amount etc.

I had a few questions related to same:

1. When bank does a hard enquiry for cc application, does the credit report sent by bureau to bank EXACTLY the same that we get when we check ourselves?
I mean are there any more details or in-depth hidden details in the report that bureaus provide to bank?

2. Lets say there was one hard enquiry in my cibil profile which was invalid , and later when I requested to bank they suppressed it (as they use this term).
What does this actually do.?? (I know it will be no longer visible to me afterwards in the report)
Will this erase everything about that particular enquiry from the bureau records. Lets say if another bank pulls a hard enquiry on my profile after, will the other bank get to know about the same suppressed hard enquiry ??

How to identify hard & soft enquiry .show some sample 🥲

 

[DaDarkkNight]

Ho

How to identify hard & soft enquiry .show some sample 🥲

In Experian report, I can see two separate sections for both hard and soft enquiries, and soft enquiries section is always empty in that

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Ho

How to identify hard & soft enquiry .show some sample 🥲

unused brain ko kaam pe laga do... search karo.

 

[unusedbrain1]

unused brain ko kaam pe laga do... search karo.

Good one 🤣 But i can use your already used brain for this one

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Good one 🤣 But i can use your already used brain for this one

haveli pe ao, spoonfeed karta hu.

 

[4uziaul]

View attachment 32546

Hide your number. 🤭

 

[jack333]

Hide your number. 🤭

I think you need to give him a call as he's still looking for it 🤣

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

justified your username.

 

[unusedbrain1]

justified your username.

Well i m gonna neuro surgeon ..so its all justified 😂

 

[Survivor35]

Well i m gonna neuro surgeon ..so its all justified 😂

Unused things have more value

 

[shrewdoc]

Unused things have more value

Made me remember Virus of 3 Idiots speaking that line. 😂🤣

 

[AritraSaha]

Well i m gonna neuro surgeon ..so its all justified 😂

He might quit his job.

(Jk)