DCB Understanding Reward Point Calculation for DCB

[pgarg24]

Hi Guys,
So, I got DCB last month and since then I have been trying to see how to maximize DCB and had some queries on how reward points are calculated for below cases:

For DCB , I know we get - 5 RP for spending 150 Rs.

Attached is a snapshot of payments done in May.
- how RP is caculated for spends below 150 Rs?? Are they not summed up at the end and given any RP?
- how RP is calculated for spends of 260 Rs? (I only got 5 for 150 Rs)
- Are RPs only given in multiple of 150 Rs only? anything above is lost?

I often have lunch and dinner which are around 100-120 Rs each.. if that's the case I would club them and pay together to optimize RP better.

 

[Harry1]

Yes, 5 points every 150. Will lose a lot for small value transactions. Nothing significant for large value.

 

[avinash2711]

Attached is a snapshot of payments done in May.
- how RP is caculated for spends below 150 Rs?? Are they not summed up at the end and given any RP?
Yes all in multiples of 150. They are not summed up its per transaction
- how RP is calculated for spends of 260 Rs? (I only got 5 for 150 Rs)
Even if you pay 299 its still gives just 5RP.
- Are RPs only given in multiple of 150 Rs only? anything above is lost?

Think it as x/150 and n is the quotient. Regular points are n*5

I often have lunch and dinner which are around 100-120 Rs each.. if that's the case I would club them and pay together to optimize RP better.

 

[pgarg24]

Yes, 5 points every 150. Will lose a lot for small value transactions. Nothing significant for large value.

Attached is a snapshot of payments done in May.
- how RP is caculated for spends below 150 Rs?? Are they not summed up at the end and given any RP?
Yes all in multiples of 150. They are not summed up its per transaction
- how RP is calculated for spends of 260 Rs? (I only got 5 for 150 Rs)
Even if you pay 299 its still gives just 5RP.
- Are RPs only given in multiple of 150 Rs only? anything above is lost?

Think it as x/150 and n is the quotient. Regular points are n*5

I often have lunch and dinner which are around 100-120 Rs each.. if that's the case I would club them and pay together to optimize RP better.

Cool, thnks for clearing that up.

 

[chasni]

Didn't want to create a new thread for this. Does anyone know if we get points on DCB for payments on Zepto? I didn't get any.

 

[pgarg24]

Didn't want to create a new thread for this. Does anyone know if we get points on DCB for payments on Zepto? I didn't get any.

You should get for grocery.. but would suggest to call hdfc customer care and ask them MCC (Merchant Code) for this transaction.. that way you can be sure whats happening