Union Bank PMJBY FRAUD SCHEME

[thespy12]

Anyone know how can I get the refund of 436 which union Bank has cut on 14 June in the name of PMJBY without my consent ,I had also filed a written complaint in the bank to which they said money will be refunded in 30-35 days ,now it's been more than 2 months and the bank staff is saying ur money will come , customer care is not responding and have called them and mailed them ,also their grievance team is useless , anyone has any idea how can I get it back

 

[raghu.rokda]

Mail to complaints head office

Also sent written complaint photo to them

 

[CHOCOPANDA]

Have you opted for that scheme.

It is a standing instruction scheme

If not opted then u will get money

 

[raghu.rokda]

Yes agar bank dhoke se aapki consent liya hoga

To refund ni milega

Because they have proof

 

[thespy12]

Are koi consent nahi liya h ,pure Village ka kaat liya h paise jiska bhi union Bank me account h😃

Yes agar bank dhoke se aapki consent liya hoga

To refund ni milega

Because they have proof

 

[raghu.rokda]

Are koi consent nahi liya h ,pure Village ka kaat liya h paise jiska bhi union Bank me account h😃

Tab to sab ka liya hoga

Khud se tick maar diya hoga sab form mai

 

[thespy12]

Tab to sab ka liya hoga

Khud se tick maar diya hoga sab form mai

Ye mc target ke chakkar me kuch bhi kar sakte hai

 

[CHOCOPANDA]

pure village ka kata hai .
kya yei Jan dhan account hai.
if yes

then this 436 is for pmjjy and same amount ka aur ek katega wait for it
that is pmsby

jjy is term insurance
and sby is accidental isurance.

as a friend i would sujest you to keep this insurance which is directly given by govt of INDIA at very cheap premium.
if u dont want then give a letter to bank to stop for next year.

i have personally done this insurance for my all members of family.

rest is your choice.

 

[thespy12]

pure village ka kata hai .
kya yei Jan dhan account hai.
if yes

then this 436 is for pmjjy and same amount ka aur ek katega wait for it
that is pmsby

jjy is term insurance
and sby is accidental isurance.

as a friend i would sujest you to keep this insurance which is directly given by govt of INDIA at very cheap premium.
if u dont want then give a letter to bank to stop for next year.

i have personally done this insurance for my all members of family.

rest is your choice.

Bro it's not about whether I want it or not , I mean how can any bank deduct money in the name of some insurance without informing the customer or without the consent of customer. I too am aware of the benefits of this scheme ,but I don't want it and I had filed a written complaint regarding refund of money along with my friend ,now it been more than 3 months my friend has not got the refund yet . I got the refund only after complaining to national consumer forum . In my village many people are uneducated and everyone simple don't know about NCF .
They have still not refunded the money yet of many customers inspite of receiving e written complaint

 

[CHOCOPANDA]

Bro it's not about whether I want it or not , I mean how can any bank deduct money in the name of some insurance without informing the customer or without the consent of customer. I too am aware of the benefits of this scheme ,but I don't want it and I had filed a written complaint regarding refund of money along with my friend ,now it been more than 3 months my friend has not got the refund yet . I got the refund only after complaining to national consumer forum . In my village many people are uneducated and everyone simple don't know about NCF .
They have still not refunded the money yet of many customers inspite of receiving e written complaint

then complain to national consumer forum for the unethical practise in banks.

 

[thespy12]

then complain to national consumer forum for the unethical practise in banks.

I did this and got refund , also told my friend to do same