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[ccdc]

Have you logged into your rupay select portal??? Is it showing only spa and health? And not ott, gym, golf and cab???

Refreshes quarterly

yes i have logged in...it shows only spa and health....

are you sure it's qtrly....do you have this particular cc??...coz i dont want to use one now...want to keep it for later....if it's only one per year.....canara bank website doesn't mention anything about this also...so hard to find out if per qtr or not...

 

[Sai_Kiran]

Have you logged into your rupay select portal??? Is it showing only spa and health? And not ott, gym, golf and cab???

Refreshes quarterly

Bro, he was asking about Rupay Select Credit card

 

[Half Human]

yes i have logged in...it shows only spa and health....

are you sure it's qtrly....do you have this particular cc??...coz i dont want to use one now...want to keep it for later....if it's only one per year.....canara bank website doesn't mention anything about this also...so hard to find out if per qtr or not...

Oh it is CC. Then spa and health only. And it is yearly.

For DC all is there, and refreshes quarterly.

 

[Half Human]

Bro, he was asking about Rupay Select Credit card

Understood. Did not see that. Made the change 💃🏃💃🏃

 

[6ix9ine]

Oh it is CC. Then spa and health only. And it is yearly.

For DC all is there, and refreshes quarterly.

We are in a era, where DCs are more powerful than CCs 🤣

 

[Half Human]

We are in a era, where DCs are more powerful than CCs 🤣

That is intentional...
1) Everybody was offering CC like peanuts for LTF... And since the advent of UPI, CC use by middle class have declined..
2) Rupay overtaking (albeit forcefully) VISA and MC, forcing more offers pouring into Rupay cards, especially debit cards, of which 90% are paid cards. Even free DC is clubbed with a min MAB, is highly profitable for bank at 2.5-3% interest compared to a 7-8% Interest on FD ..

Hence clearly DC brings more revenue than CC these days .

Many of the retail vendors not preferring CC and switching off CC on UPI just added more fuel to the cause.

This was always in the line .

 

[Abhishek012]

That is intentional...
1) Everybody was offering CC like peanuts for LTF... And since the advent of UPI, CC use by middle class have declined..
2) Rupay overtaking (albeit forcefully) VISA and MC, forcing more offers pouring into Rupay cards, especially debit cards, of which 90% are paid cards. Even free DC is clubbed with a min MAB, is highly profitable for bank at 2.5-3% interest compared to a 7-8% Interest on FD ..

Hence clearly DC brings more revenue than CC these days .

Many of the retail vendors not preferring CC and switching off CC on UPI just added more fuel to the cause.

This was always in the line .

Banks use about 90% of our deposit amount to give loans, through which they earn a significant profit.