[Update: Card Issued] Need help to upgrade to DCB From LTF Business Regalia

[vipulcrd]

I am using LTF Business Regalia for the last 4-5 years with a limit of 3.41 lakh which was upgraded from Regalia First, Now I am looking to upgrade to DCB based on Self Employed ITR of Rs 24.50 Lakh do note I don't have any other account with Hdfc bank. But one of the executives at the Hdfc branch, I visited told me you need to have a minimum of 36Lakh ITR to apply for an upgrade to DCB or Wait for an upgrade offer from the bank. Now My Queries are.

1) Does it Require 36 lakh income for DCB?
2) Should I still fill out the upgrade form and attach ITR and send it to Hdfc Through Courier?
2) Does it help if I open a Prefered current and saving account with a bank?

I wanted to upgrade to the Infinia card but I think I will not get an upgrade to that so thinking to upgrade to DCB first then after some time if spending is good I might get an upgrade to it.

 

[hashiro7hashiro7 is verified member.]

I am using LTF Business Regalia for the last 4-5 years with a limit of 3.41 lakh which was upgraded from Regalia First, Now I am looking to upgrade to DCB based on Self Employed ITR of Rs 24.50 Lakh do note I don't have any other account with Hdfc bank. But one of the executives at the Hdfc branch, I visited told me you need to have a minimum of 36Lakh ITR to apply for an upgrade to DCB or Wait for an upgrade offer from the bank. Now My Queries are.

1) Does it Require 36 lakh income for DCB?
2) Should I still fill out the upgrade form and attach ITR and send it to Hdfc Through Courier?
2) Does it help if I open a Prefered current and saving account with a bank?

I wanted to upgrade to the Infinia card but I think I will not get an upgrade to that so thinking to upgrade to DCB first then after some time if spending is good I might get an upgrade to it.

1. 21L ITR is required or a 5L limit on the existing HDFC CC
2. Yes, don't talk to BM or RM.
3. No need to open an account when you have 24L ITR. - just send the mail or an offline letter to the Chennai office.
They will easily upgrade your Regalia to DCB.

 

[vipulcrd]

1. 21L ITR is required or a 5L limit on the existing HDFC CC
2. Yes, don't talk to BM or RM.
3. No need to open an account when you have 24L ITR. - just send the mail or an offline letter to the Chennai office.
They will easily upgrade your Regalia to DCB.

Thanks for the information.
Does a Prefered account help in upgrade offer from the bank?

 

[hashiro7hashiro7 is verified member.]

Thanks for the information.
Does a Prefered account help in upgrade offer from the bank?

till DCB I would say NO. If you are aiming for Infinia, what they will want is a good transaction on their card and a relationship.
I would only suggest opening the account if you are comfortable maintaining 2L or 1L monthly.

another way is to hold any other bank card with a limit around 8-10L if you aiming at Infinia.

 

[vipulcrd]

till DCB I would say NO. If you are aiming for Infinia, what they will want is a good transaction on their card and a relationship.
I would only suggest opening the account if you are comfortable maintaining 2L or 1L monthly.

another way is to hold any other bank card with a limit around 8-10L if you aiming at Infinia.

but to apply through ctc I have to cancel my existing hdfc card then wait for 5-6 months and then apply.
Do they consider the current account as well for the relationship or just a saving account?

 

[hashiro7hashiro7 is verified member.]

but to apply through ctc I have to cancel my existing hdfc card then wait for 5-6 months and then apply.
Do they consider the current account as well for the relationship or just a saving account?

the above-mentioned reply was totally for the long run when you will need HDFC Infinia, now you can just mail and get the HDFC DCB on the basis of your ITR. Later, if you need Infinia you can also mail them saying you have an 8-10L limit on your xyz card.
Yes, they consider your Current Account as well.
Email ID: PriorityRedressal.CreditCards@hdfcbank.com

 

[vipulcrd]

the above-mentioned reply was totally for the long run when you will need HDFC Infinia, now you can just mail and get the HDFC DCB on the basis of your ITR. Later, if you need Infinia you can also mail them saying you have an 8-10L limit on your xyz card.
Yes, they consider your Current Account as well.

So will mail them with upgrade form with itr attached.
Thanks for the help.

 

[vipulcrd]

I am using LTF Business Regalia for the last 4-5 years with a limit of 3.41 lakh which was upgraded from Regalia First, Now I am looking to upgrade to DCB based on Self Employed ITR of Rs 24.50 Lakh do note I don't have any other account with Hdfc bank. But one of the executives at the Hdfc branch, I visited told me you need to have a minimum of 36Lakh ITR to apply for an upgrade to DCB or Wait for an upgrade offer from the bank. Now My Queries are.

1) Does it Require 36 lakh income for DCB?
2) Should I still fill out the upgrade form and attach ITR and send it to Hdfc Through Courier?
2) Does it help if I open a Prefered current and saving account with a bank?

I wanted to upgrade to the Infinia card but I think I will not get an upgrade to that so thinking to upgrade to DCB first then after some time if spending is good I might get an upgrade to it.

Update: After sending the Income proof and upgrade form by mail to them they have upgraded my card to DCB. Thanks, everyone for the Support

 

[Gautham]

Update: After sending the Income proof and upgrade form by mail to them they have upgraded my card to DCB. Thanks, everyone for the Support

LTF?

 

[vipulcrd]

LTF?

FYF

 

[aditya001]

Bro how much time they take for upgrade and can you please share there reply if possible. i have also requested for upgrade, they have taken my salary slip and said to wait 3 days. Please share screen shot of there reply if possible...

Update: After sending the Income proof and upgrade form by mail to them they have upgraded my card to DCB. Thanks, everyone for the Suppo

 

[vipulcrd]

Bro how much time they take for upgrade and can you please share there reply if possible. i have also requested for upgrade, they have taken my salary slip and said to wait 3 days. Please share screen shot of there reply if possible...

I applied on the 18th of August and received this mail today.

 

[vipulcrd]

Bro i have attached the mail i got from them, please check.. did you got the same mail as these?

No, I have not received mail like this as I have attached a Copy of ITR with the upgrade form and I applied as Self employed.

 

[aditya001]

No, I have not received mail like this as I have attached a Copy of ITR with the upgrade form and I applied as Self employed.

Oh ok..

 

[rjsudeep]

Update: After sending the Income proof and upgrade form by mail to them they have upgraded my card to DCB. Thanks, everyone for the Support

Congratulations 🙂 Hope you manage to convert it to LTF after a year.

 

[VikasAdvocate]

I am using LTF Business Regalia for the last 4-5 years with a limit of 3.41 lakh which was upgraded from Regalia First, Now I am looking to upgrade to DCB based on Self Employed ITR of Rs 24.50 Lakh do note I don't have any other account with Hdfc bank. But one of the executives at the Hdfc branch, I visited told me you need to have a minimum of 36Lakh ITR to apply for an upgrade to DCB or Wait for an upgrade offer from the bank. Now My Queries are.

1) Does it Require 36 lakh income for DCB?
2) Should I still fill out the upgrade form and attach ITR and send it to Hdfc Through Courier?
2) Does it help if I open a Prefered current and saving account with a bank?

I wanted to upgrade to the Infinia card but I think I will not get an upgrade to that so thinking to upgrade to DCB first then after some time if spending is good I might get an upgrade to it.

Wait for offer.

 

[pythonlover]

Wait for offer.

Thoda late nahi ho gaya....?

 

[VikasAdvocate]

Thoda late nahi ho gaya....?

No you will get soon