Update on this

[nini]

Hi ,I am Nini.
I came to know about this technofino community from twitter.
Absolutely Amazing. Reading responses for quite some time.
Now made up mind that 'i also need a credit card' and that too in few months.
I don't have any history in cibil neither do my parents, siblings.
All i have a SBI bank account and a job in Govt setup since two months which give me around 90k pm inhand.
Panjab bank wanted me to keep 3L in saving account for some yellow card.
I do not want any FD , huge NRV , savings balance ( most of my salary would be invested )
Is there any way to get any entry level credit card to build history

There are threads, that do cater to newbies,but most of them say you need to give initial funding to bank.
Is it true?

Ps- I am in mid 20s and tier 3 city of UP ( if that helps)

Hey guys..

I got job upgrade to tier 2 city yesterday .
I applied 4 CC on basis of slips, Bob accepted, rest did not denied but they me told to wait for seniors approval
( SBI , AXIS , HDFC )

Now that i am moving to new city , can i change the adress of CC and bank accounts? (Its a mess now)

Also as i have no cibil , i have applied 4 cards ( no cibil , no dent)😅 , isn't how it works?

 

[Tejo]

Hey guys..

I got job upgrade to tier 2 city yesterday .
I applied 4 CC on basis of slips, Bob accepted, rest did not denied but they me told to wait for seniors approval
( SBI , AXIS , HDFC )

Now that i am moving to new city , can i change the adress of CC and bank accounts? (Its a mess now)

Also as i have no cibil , i have applied 4 cards ( no cibil , no dent)😅 , isn't how it works?

In which govt job, you are getting 90k in hand ?😅

 

[nini]

In which govt job, you are getting 90k in hand ?😅

Medical officer 😅

 

[HumorSimpson]

In which govt job, you are getting 90k in hand ?😅

@Vasuki. . .

 

[Riya Sharma]

Medical officer 😅

I used to have a PE teacher who got paid 2 cr per year and it was a government job. Imagine how much the actual teachers got paid.

 

[sahilgulati5]

2cr?? Kaunsa teacher hai?

 

[Riya Sharma]

2cr?? Kaunsa teacher hai?

It was back in Gujarat for a big high school. And he had been working for that school for like 25 years so it must've increased slowly over time up till 2cr

 

[Vasuki]

@Vasuki. . .

No discussion in TF Neo
My hands got burnt once not twice 🤝

 

[HumorSimpson]

I used to have a PE teacher who got paid 2 cr per year and it was a government job. Imagine how much the actual teachers got paid.

This is possible only if he has other sources of money 💵