Straight answer nope cause infinia is invite card and best you can get FYF and LTF can be take if you can good relationship with hdfc in term home loan/card loan and imperia banking with 30lakhs TRV and then RM want to achieve his quoato and looking and can get you card if bank goes through some changes or merger then and you're too ok in buying insurance of 5 lakhs per year for 12 year and get return for 30 year.