UPI PIN Set & Reset Using Aadhar Number & OTP in BHIM UPI App

[LUKA]

Now You Can Link, Set & Reset UPI PIN Of Bank Accounts Using Aadhar Number & OTP in BHIM UPI App

Till Now You Can Link Using Debit Card & OTP Only.

But Now You Can Link With Aadhar Number & Aadhar OTP Also

You Can Link New Bank And Set & Reset UPI Pin Using Aadhar Number & Aadhar OTP.

Mobile Number in Bank & Aadhar Should Be Same To Use This Method To Link Bank

This Option Available In BHIM UPI App Version 2.9.6 And Above

This Option Available To Centeral Bank, Cosmos Banks Only As Of Now.

Remaining Bank You Won't Get Option Of Aadhaar.

Note : BHIM UPI App Version is 2.9.5 in Playstore. Only For Limited Users 2.9.6 Version Available

 

[Batmanbaba]

This should be done.mandatory... .... Banks like axis are looting on name of debit card issuing Nd yearly charges... Even indusind on zero balance account...

Icici has mandatory debit card required... As most of things require.... The digits and numbers... Given on their debit cards... Its a clever way of forcing debit card....

You can withdraw money using free debit cards from jupiter or fi account and can close all the chargeable debit cards....

 

[Batmanbaba]

How much card fees do they charge? 🙄

Axis mostly.... 300 issue plus 300 yearly.. Plus gst

Indusind 590 on zero balance account

Icici.......199 plus gst on regular account...

 

[Bob78900]

This should be done.mandatory... .... Banks like axis are looting on name of debit card issuing Nd yearly charges... Even indusind on zero balance account...

Icici has mandatory debit card required... As most of things require.... The digits and numbers... Given on their debit cards... Its a clever way of forcing debit card....

You can withdraw money using free debit cards from jupiter or fi account and can close all the chargeable debit cards....

Yes i also want to close my icici debit card so i went to bank and they said if you close your debit card you will not able to use net banking 😔

 

[Batmanbaba]

So these are kind of standard. What's the issue?

But it should be virtual card also.... Means if you have 5 accounts you cant keep all the chargeable ones... Kotak and bob are good they give virtual cards... And physical not mandatory.....

 

[Batmanbaba]

Yes i also want to close my icici debit card so i went to bank and they said if you close your debit card you will not able to use net banking 😔

Ya u have to keep debit card in icici

They have found a very unique way of forcing... You need those numbers and digts printed on cards for lot of things for verification...

 

[LUKA]

But it should be virtual card also.... Means if you have 5 accounts you cant keep all the chargeable ones... Kotak and bob are good they give virtual cards... And physical not mandatory.....

Bob is zero bank account? Without physical card will it work ? I want to open Bob zero account with only virtual card. Can you tell me procedure

 

[Batmanbaba]

Bob is zero bank account? Without physical card will it work ? I want to open Bob zero account with only virtual card. Can you tell me procedure

If you want rupay platinum virtual card.. Apply from website..but u need to maintain qab of 500 in rural.... 1000 in urban and 2000 in metro... If u want visa classic card... Appply from bob world app... And yes its truly zero account..the app one.. I even got my easy credit card based on account... Easily in 6 months....

 

[LUKA]

If you want rupay platinum virtual card.. Apply from website..but u need to maintain qab of 500 in rural.... 1000 in urban and 2000 in metro... If u want visa classic card... Appply from bob world app... And yes its truly zero account..the app one.. I even got my easy credit card based on account... Easily in 6 months....

I want to get virtual card. Don't want to pay for physical card. Same like kotak 811 needed. I am using Only virtual debit card

 

[Batmanbaba]

I want to get virtual card. Don't want to pay for physical card. Same like kotak 811 needed. I am using Only virtual debit card

You will get virtual card only... You can create unlimited number of times.......People looted the amazon pay and swiggy offer... Using their virtual rupay platinum card...

Unless you request for physical card.. U wont get.... Even for passbook and check book you have to request manually..... You will get option to generate virtual debit card in bob world app

 

[Sub]

Folks, be very careful with this option. Make sure you don't have a copy of Aadhaar on your phone. If you lose your phone, and it has your Aadhaar number listed somewhere (pics/contacts...), then a bad actor can easily reset your UPI pin, and by the time you realize your phone is lost, they can buy something expensive locally, pay by UPI and be on their way.