UPI urgent help required

[Avatar Aang]

I have 2 mobile numbers since 2011. One is 902XXXXX44 (A) and other is 992XXXXX55(B).
I have been using number A as my primary number and all of the accounts/ credit cards have same number.
I don't have any bank account linked to Number B.
The number B belonged to some person X before 2011.

Today one of my friend sent money using cred UPI. He inadvertently selected number B and the transaction went through.
When I checked the UPI ID 992XXXXX55@UPI, it shows the name of person X. To my surprise I am unable to register on BHIM using number B. However I successfully registered it on phonepe.

Now I don't understand how can someone have UPI linked to my number when I own the number since almost 14 years.

What should I do? Is there any way to reverse the transaction made by my friend on cred?

 

[pinki]

How much was the amount?

 

[Avatar Aang]

Tagging experts @TechnoFino @Subhankar @SSV

 

[Avatar Aang]

How much was the amount?

It was 2K. I am more concerned about the issue. How is this possible when I have the sim card from past 14 years.

 

[SSV]

It was 2K. I am more concerned about the issue. How is this possible when I have the sim card from past 14 years.

And UPI was not live 14 years ago right?

 

[Avatar Aang]

And UPI was not live 14 years ago right?

Yes. AFAIK, UPI was launched in 2016.

 

[SSV]

Yes. AFAIK, UPI was launched in 2016.

What was the error you were getting on BHIM registration?
Show SS.

 

[Avatar Aang]

What was the error you were getting on BHIM registration?
Show SS.

Registration was not successful. Now its showing me "you have exceeded the maximum attempts to set up the UPI try after 24 Hr."

 

[MrJJ]

It is possible. If you open kotak 811 account you can fill any number and by default upi id 9xxxxxxxx@kotak will be created for that number.

Something similar could be possible with other banks.

 

[Avatar Aang]

It is possible. If you open kotak 811 account you can fill any number and by default upi id 9xxxxxxxx@kotak will be created for that number.

Something similar could be possible with other banks.

AFAIK Number@UPI is the UPI ID generated by BHIM app.

 

[CardTox]

I have 2 mobile numbers since 2011. One is 902XXXXX44 (A) and other is 992XXXXX55(B).
I have been using number A as my primary number and all of the accounts/ credit cards have same number.
I don't have any bank account linked to Number B.
The number B belonged to some person X before 2011.

Today one of my friend sent money using cred UPI. He inadvertently selected number B and the transaction went through.
When I checked the UPI ID 992XXXXX55@UPI, it shows the name of person X. To my surprise I am unable to register on BHIM using number B. However I successfully registered it on phonepe.

Now I don't understand how can someone have UPI linked to my number when I own the number since almost 14 years.

What should I do? Is there any way to reverse the transaction made by my friend on cred?

IMO its not possible, something bad happened in this case, as your friend might have selected upi number in stead of upi. UPI number is different and upi id may be different. But at the same time its strange how come the Bhim id xxxx@upi is showing in other persons name since that number is available with you? anyways, before some rule was introduced bby the NPCI that if you have sent the money to wrong account, you may get your money back by reporting it to the bank

 

[Avatar Aang]

IMO its not possible, something bad happened in this case, as your friend might have selected upi number in stead of upi. UPI number is different and upi id may be different. But at the same time its strange how come the Bhim id xxxx@upi is showing in other persons name since that number is available with you? anyways, before some rule was introduced bby the NPCI that if you have sent the money to wrong account, you may get your money back by reporting it to the bank

Okay. My friend has disputed the transaction with bank and also registered a complaint on NPCI portal.

 

[Avatar Aang]

IMO its not possible, something bad happened in this case, as your friend might have selected upi number in stead of upi. UPI number is different and upi id may be different. But at the same time its strange how come the Bhim id xxxx@upi is showing in other persons name since that number is available with you? anyways, before some rule was introduced bby the NPCI that if you have sent the money to wrong account, you may get your money back by reporting it to the bank

UPI Number is a 8-9 Digit number whereas mobile number is 10 Digits. Further whenever I enter UPI ID 992XXXXX55@UPI that shows the other persons name. This is strange. AFAIK, Bhim does not allow you to change your UPI ID.