Card_Crafter
TF Ace
Hi TF Community,
I have been getting text messages and emails from Upwards to complete the loan application which I have never applied. So I was ignoring them. But today evening got a call from their agent, he was telling my documents are pending or something, when I told him I haven't applied any loan he disconnected the call immediately. Tried calling on the same number again but he is just disconnecting.
I want to know, can someone else signup using my details? Can someone else apply loans/pay later on my behalf but left it halfway due to KYC or OTP? Can a loan app/company disburse a loan on my PAN without my consent? Shall I report them? Or need not worry? Need your guidance how to handle this since I have no experience on such fake loan type scams.
I have attached the SMS and mail screenshots for reference.
I have been getting text messages and emails from Upwards to complete the loan application which I have never applied. So I was ignoring them. But today evening got a call from their agent, he was telling my documents are pending or something, when I told him I haven't applied any loan he disconnected the call immediately. Tried calling on the same number again but he is just disconnecting.
I want to know, can someone else signup using my details? Can someone else apply loans/pay later on my behalf but left it halfway due to KYC or OTP? Can a loan app/company disburse a loan on my PAN without my consent? Shall I report them? Or need not worry? Need your guidance how to handle this since I have no experience on such fake loan type scams.
I have attached the SMS and mail screenshots for reference.
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