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URGENT..NEED HELP..My friend attempted suicide due to multiple LOANS thru APPS

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rajcasio

TF Premier
My friend attempted suicide due to multiple LOANS(5 Lakhs+) from app.
I want to know which of these following apps are registered with RBI.
I also want to know which APPS should i give more priority to pay FIRST and which one to avoid(if possible) paying the overdue.
Branch
Kreditbee
True Balance
Kissht
Tradofina
Ring
Stashfin
RupeeRedee
Navi
InstaNova
PayRupik
 
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CardSeeker said:
Suicide for 5lakhs Or Whatever the amount Is foolish thing

BTW U friend Mindset Wasn't Good, Loans From Multiple providers Tells His Nature ( Intentionally Or Unintentionally)

Talk to their parents and clear all the dues

Peace.
Click to expand...
I think it’s not correct to trivialise such serious issues…it’s not about the Amount…It’s the fear of consequences!! No one apart from the individual can understand the mental trauma!!

Now coming to the solution….I totally agree with you…talking to elders and taking them in confidence is important.
 
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Go to nearest police station and file an fir against all of these banks, crime would be instigate to commit suicide. Take a copy of that FIR and mail to all of these banks. Those working under shady licenses would back off. Those who reply you can pay. Try this if you don't have the money to pay all of the above ones or suspect that some of these would not leave you alone even after paying.

If you do have the money to pay all of the loans, I would advice you to take your friends' phone and deal with the people who call for recovery yourself or ask a family member to do it, and don't forget to record all conversations. Ask them to mail you the total amount you owe them with breakup of various components. Those legitimate will have these ready, and would promptly mail you. Those don't you can file FIR against for harassment and instigating suicide.

You can also go to a lawyer who can deal with these loan companies on your behalf, but would cost you a bit and I don't know would the amount spent would actually save you money. But if you have a lawyer in family or friend circle, do consult with them, even if they don't deal with finance related cases.
 
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AllThatStuff said:
I think it’s not correct to trivialise such serious issues…it’s not about the Amount…It’s the fear of consequences!! No one apart from the individual can understand the mental trauma!!

Now coming to the solution….I totally agree with you…talking to elders and taking them in confidence is important.
Click to expand...
Bro See His Loans Provider List

I know I am harsh a bit but it's True
 
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Pankhuri said:
Go to nearest police station and file an fir against all of these banks, crime would be instigate to commit suicide. Take a copy of that FIR and mail to all of these banks. Those working under shady licenses would back off. Those who reply you can pay. Try this if you don't have the money to pay all of the above ones or suspect that some of these would not leave you alone even after paying.

If you do have the money to pay all of the loans, I would advice you to take your friends' phone and deal with the people who call for recovery yourself or ask a family member to do it, and don't forget to record all conversations. Ask them to mail you the total amount you owe them with breakup of various components. Those legitimate will have these ready, and would promptly mail you. Those don't you can file FIR against for harassment and instigating suicide.

You can also go to a lawyer who can deal with these loan companies on your behalf, but would cost you a bit and I don't know would the amount spent would actually save you money. But if you have a lawyer in family or friend circle, do consult with them, even if they don't deal with finance related cases.
Click to expand...

Pankhuri said:
Go to nearest police station and file an fir against all of these banks, crime would be instigate to commit suicide. Take a copy of that FIR and mail to all of these banks. Those working under shady licenses would back off. Those who reply you can pay. Try this if you don't have the money to pay all of the above ones or suspect that some of these would not leave you alone even after paying.

If you do have the money to pay all of the loans, I would advice you to take your friends' phone and deal with the people who call for recovery yourself or ask a family member to do it, and don't forget to record all conversations. Ask them to mail you the total amount you owe them with breakup of various components. Those legitimate will have these ready, and would promptly mail you. Those don't you can file FIR against for harassment and instigating suicide.

You can also go to a lawyer who can deal with these loan companies on your behalf, but would cost you a bit and I don't know would the amount spent would actually save you money. But if you have a lawyer in family or friend circle, do consult with them, even if they don't deal with finance related cases.
Click to expand...
Bro Literally He Took The Loan And He Has To Pay

If The Loan Staff Harassing the Candidate And Asking Extra Amount
in that case only POLICE Will Interfere.

Who Aren't Registered Legally To issue Loans He Can Avoid
 
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rajcasio said:
My friend attempted suicide due to multiple LOANS(5 Lakhs+) from app.
I want to know which of these following apps are registered with RBI.
I also want to know which APPS should i give more priority to pay FIRST and which one to avoid(if possible) paying the overdue.
Branch
Kreditbee
True Balance
Kissht
Tradofina
Ring
Stashfin
RupeeRedee
Navi
InstaNova
PayRupik
Click to expand...
Please write Loan amount from particular bank + Emi In total etc ..so that anyone can help .which one to Close first .

Usually thumb rule is - close Whos ready to settle . With same amount as loan or 1-3 % extra over Amount that u took .


Kredit bee and navi By reputation of them won't harrash u untill u miss payments.

But yeah mention
App , amount , intrest
 
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rajcasio said:
My friend attempted suicide due to multiple LOANS(5 Lakhs+) from app.
I want to know which of these following apps are registered with RBI.
I also want to know which APPS should i give more priority to pay FIRST and which one to avoid(if possible) paying the overdue.
Branch
Kreditbee
True Balance
Kissht
Tradofina
Ring
Stashfin
RupeeRedee
Navi
InstaNova
PayRupik
Click to expand...


Watch this full video, I hope this will help.
 
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This is not an advice but the best way to get out of it is to first get counselling to find out why he took so many loans from different institutions.

A good psychologist will be able to dig everything out of his/her mind.
 
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akshayhs said:
This is not an advice but the best way to get out of it is to first get counselling to find out why he took so many loans from different institutions.

A good psychologist will be able to dig everything out of his/her mind.
Click to expand...
My own friend took For gambling over 1+ lakh .he was being bullied & blackmailed for picture and all ..
But lastly he Paid all ( idk if he lying ) but now he Don't gamble but but but he took money from me and not answering call .even though it was just 2k ..
World work mysterious way 😂🥲
 
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CardSeeker said:
Bro Literally He Took The Loan And He Has To Pay

If The Loan Staff Harassing the Candidate And Asking Extra Amount
in that case only POLICE Will Interfere.

Who Aren't Registered Legally To issue Loans He Can Avoid
Click to expand...
Police will not interfere in any case, unless you have substantial pull with them which is unlikely as the guy would not be posting here. The FIR is to get the people to negotiating table, as the ones with shady licenses would either back away entirely and be willing to negotiate the repayment amount earliest.

I understand he took the loan and need to pay, but that doesn't mean he should not exhaust his options to bring the amount down as much as possible.
 
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rajcasio said:
My friend attempted suicide due to multiple LOANS(5 Lakhs+) from app.
I want to know which of these following apps are registered with RBI.
I also want to know which APPS should i give more priority to pay FIRST and which one to avoid(if possible) paying the overdue.
Branch
Kreditbee
True Balance
Kissht
Tradofina
Ring
Stashfin
RupeeRedee
Navi
InstaNova
PayRupik
Click to expand...
Navi, Kissht Are direct nbfc's

Remaining indirectly linked to nbfc's
 
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Pankhuri said:
Police will not interfere in any case, unless you have substantial pull with them which is unlikely as the guy would not be posting here. The FIR is to get the people to negotiating table, as the ones with shady licenses would either back away entirely and be willing to negotiate the repayment amount earliest.

I understand he took the loan and need to pay, but that doesn't mean he should not exhaust his options to bring the amount down as much as possible.
Click to expand...
Agreed With U
 
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rajcasio said:
Unable to pay the first LOAN he took one after another. He took a few lakhs loan from local financier and from there it started. Only STUPID behaviour lead to this disaster.
Click to expand...
Yes he took loan but why ? At the first place .

Alright what do he earn or family earn . Or whos gonna pay .
Please don't be embassed sharing . Shit happenes only if u tell all of it correctly anyone can help u here manage from here .
If u give uncooked half truth in bit by bit .its loss of time with no tangible discussion
 
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