Using Credit Card for Paying NPS

[Faust]

I have crossed the usual 1.5L of 80C.
Looking to pay 50000 into the NPS account to claim further exemption under 80CCD(1). This is the first time I paying NPS from my end.

I was reading into the best way to pay it and came across this article
https://www.hdfcbank.com/personal/r...invest/how-to-use-credit-card-for-nps-payment

Transaction charges
Rs 0.60 per transaction + GST@18% for Net Banking
0.80% of the transaction amount + GST@18% for Debit Cards
0.90% of the transaction amount + GST@18% for Credit Cards

This comes to 1.062% charge for payment via credit card.

I have the following cards:
Flipkart Axis
Axis Ace
Amazon Pay ICICI
HDFC Regalia
Which card would be the best to use?

Can the members share their experience paying via CC?

 

[itsMrKPK]

As per the reward points/cashback value, Axis Ace is best in this case is what I think.

BTW, I do hold same set of cards

 

[satviksehgal]

axis Ace is the best from the options mentioned.

 

[pgarg24]

Axis ace, get 2% from that and then pay your bill from hdfc bill pay using platinum debit card(if you have) you can get 1% there.

 

[faltooAdmi]

HDFC diners black / Infinia will give regular reward points for NPS payments?

 

[varkey]

HDFC diners black / Infinia will give regular reward points for NPS payments?

Unlikely, it would be categorised as Government Transactions which doesn't give any points.

 

[Dai]

Apart from transaction charges there is also another charge of rs 3 as contribution charges in any mode of payment

 

[PavanPavan is verified member.]

@Walter White @Wealth is my birth right! ++ all 🙂

Do we get MR points for payment done with Amex gold card ?

 

[Walter White]

@Walter White @Wealth is my birth right! ++ all 🙂

Do we get MR points for payment done with Amex gold card ?

You get the points on Gold

 

[Wealth is my birth right!]

@Walter White @Wealth is my birth right! ++ all 🙂

Do we get MR points for payment done with Amex gold card ?

So far so good
Use it till exists😜

 

[Raigor]

Do we get rewards on paying NPS Tier 1 using Infinia?

 

[PavanPavan is verified member.]

Do we get rewards on paying NPS Tier 1 using Infinia?

Nope 🙁 😛 govt transaction are excluded

HDFC Categories NPS as Govt transactions think only AMEX is doing as utilities

 

[pprakash11]

Nope 🙁 😛 govt transaction are excluded

HDFC Categories NPS as Govt transactions think only AMEX is doing as utilities

AMEX also counts as Govt spends but it isn't excluded

 

[cc24x7]

AMEX also counts as Govt spends but it isn't excluded

in August and September, I was able to make NPS payments using an American Express card successfully, but today in October, it gives an error that entered card or amount is not supported.

Is NPS has stopped accepting payments using Amex cards?

 

[pprakash11]

in August and September, I was able to make NPS payments using an American Express card successfully, but today in October, it gives an error that entered card or amount is not supported.

Is NPS has stopped accepting payments using Amex cards?

May be temporary month start issue will get resolved ig

 

[faltooAdmi]

Sbi vistara / axis vistara cards for nps payments?

 

[catcat]

Sbi vistara / axis vistara cards for nps payments?

Thanks! Is Axis still giving for Govt expenditure?

 

[cancer06]

Thanks! Is Axis still giving for Govt expenditure?

No, I saw last month's statement. I got zero cashback on my Flipkart axis card. Searching for a new card or a way to pay for NPS.

 

[Bohra]

No, I saw last month's statement. I got zero cashback on my Flipkart axis card. Searching for a new card or a way to pay for NPS.

AU LIT card

 

[rajatkr]

is the nps payment vai card stop now I can see it's only showing QR code for payment