Recently, there has been a rise of scams (with a huge varierty). One such scam is the well known crypto p2p scam, where a person sends crypto to a stranger and receives money through upi. This received money has a high chance of being tainted money (money that has been scammed from someone say through digital arrest fraud or some other scams).
When the victim of that fraud files a complaint with cybercell, all bank accounts that received this tainted money gets frozen (whether he is innocent or not), whether the person received rent or paid for vegetables, and whether the person ever used crypto or not doesnt matter. I have heard upto a layer of 25 is frozen through chain freeze.
Once frozen, that innocent person will ask this bank manager who wont cooperate. If by some means u get the manager to cooperate, u most likely will find that the case has been filed 1000 kms away from ur home, and the investigating officer is asking u to meet in person to present ur case.
And even if u meet, there is no surety that the IO will send a NOC to bank to unfreeze ur acc.
Some ppl have been waiting 2-4 years, and yet havent received any solution. Only way is to forget the bank acc and move on.
So, its becoming a nuisance nowadays to use UPI rather than cash, since the govt is busy sheltering scammers and police is busy trying to rinse common ppl as much as they can.
In my case, I had received 10k from a person for selling digital goods. After 3 days, 9k was put on hold by cybercell. Went to the bank, the bank manager was of no help. He gave me whatever he received. Called 1930, they gave a phone number, which i called 100s of times but no one received. I mailed both my local cybercell as well as where the complaint was made with all the evidence regarding the transaction. Havent heard from either since 6 months.
When the victim of that fraud files a complaint with cybercell, all bank accounts that received this tainted money gets frozen (whether he is innocent or not), whether the person received rent or paid for vegetables, and whether the person ever used crypto or not doesnt matter. I have heard upto a layer of 25 is frozen through chain freeze.
Once frozen, that innocent person will ask this bank manager who wont cooperate. If by some means u get the manager to cooperate, u most likely will find that the case has been filed 1000 kms away from ur home, and the investigating officer is asking u to meet in person to present ur case.
And even if u meet, there is no surety that the IO will send a NOC to bank to unfreeze ur acc.
Some ppl have been waiting 2-4 years, and yet havent received any solution. Only way is to forget the bank acc and move on.
So, its becoming a nuisance nowadays to use UPI rather than cash, since the govt is busy sheltering scammers and police is busy trying to rinse common ppl as much as they can.
In my case, I had received 10k from a person for selling digital goods. After 3 days, 9k was put on hold by cybercell. Went to the bank, the bank manager was of no help. He gave me whatever he received. Called 1930, they gave a phone number, which i called 100s of times but no one received. I mailed both my local cybercell as well as where the complaint was made with all the evidence regarding the transaction. Havent heard from either since 6 months.
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