UTILITY TRANSACTION VIA CREDIT CARD

[kunalcc]

Lot of banks have put capping on utilities transactions via credit card. Many fools are paying commercial electricity bills with personal credit cards. Also, many credit card to bank transfer apps use UTILITY MCC.

Does anyone know updated utility caping of all banks?

Which credit card to bank transfer apps use UTILITY MCC ?

 

[wuodland]

Very few are giving cashbacks, most have a hard cap.

Check updated list here :

 

[Shaktimaan V2.0]

Very few are giving cashbacks, most have a hard cap.

Check updated list here :

Millenia stopped wallet loading right?
ICICI APAY giving 1% for wallet load?

 

[wuodland]

Millenia stopped wallet loading right?
ICICI APAY giving 1% for wallet load?

I just checked millenia site, they don't mention utility cashback directly. Link : https://www.hdfcbank.com/personal/pay/cards/millennia-cards/millennia-cc-new

They also seem to have added these 2 :

• 1% cashback on all other spends (except Fuel, Wallet, EMI, Govt transactions)

• Effective 1st September, 2024, Wallet loading, Easy EMI transactions and Education payments made through third-party apps will NOT earn Reward Points. However, education payments made directly through college/school websites or their POS machines will earn Reward Points.

Not sure about amazon CB. maybe it was 2% ? IDK but I am sure there will be some amount

 

[sathumbbs]

Add on card spends counted?

 

[TechnoFi]

Add on card spends counted?

Yes, Counted in total spends.