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VFS Global is considered Govt transaction by HDFC Infinia?

srikbs8095

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Hello folks, just got off a call with HDFC Infinia CC and they told me that VFS Global purchases are considered "Govt transaction" and hence no reward points will be awarded. I am perplexed because VFS is very much a private company with Govt consulates just being their customers, along with the common public. Has anyone faced the same issue? Any thoughts on this matter?
 
Hello folks, just got off a call with HDFC Infinia CC and they told me that VFS Global purchases are considered "Govt transaction" and hence no reward points will be awarded. I am perplexed because VFS is very much a private company with Govt consulates just being their customers, along with the common public. Has anyone faced the same issue? Any thoughts on this matter?
It's all MCC game brother.
If that company uses government MCC then you won't get any cashback.

If they use let's say digital goods MCC, then you'll get cashback.

Do any txn & call bank to know MCC.
 
Hello folks, just got off a call with HDFC Infinia CC and they told me that VFS Global purchases are considered "Govt transaction" and hence no reward points will be awarded. I am perplexed because VFS is very much a private company with Govt consulates just being their customers, along with the common public. Has anyone faced the same issue? Any thoughts on this matter?
Faced similar issue in the May 2024 for visa related transaction using my DCB credit card and ended up with no reward points.

If we knew this earlier, I would rather do the transaction with my IDFC Wealth Credit card which gives reward points even for government transactions
 

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The two cards I can think of here is using IDFC first cards or Amazon Pay icici cards. Other all don't seem to give rewards, acc. To customer care the mcc for VFS global is 9399 mostly considered utility or government transactions by banks.
 
Hello folks, just got off a call with HDFC Infinia CC and they told me that VFS Global purchases are considered "Govt transaction" and hence no reward points will be awarded. I am perplexed because VFS is very much a private company with Govt consulates just being their customers, along with the common public. Has anyone faced the same issue? Any thoughts on this matter?
i made a transaction on gov.uk site and didn't get reward points on infinia cc. how can i know the MCC and why I didn't get reward points?
 
i made a transaction on gov.uk site and didn't get reward points on infinia cc. how can i know the MCC and why I didn't get reward points?
Call the HDFC Infinia +912261717606 CC. Ask them the MCC code. Mostly the MCC code would be 9399 (Government Services – Not Elsewhere Classified) as per my previous experience. Use BizBlack HDFC card to earn reward points.
 
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