I hold Scapia cc. I think scapia is not approving new cards. When I applied last year then I got 10L limit but few months later they reduced the limit to 1.4L!!! Not only for me but for all cc holders. I heard some got reduced to even 20k! Since it was my first zero forex card then I had to hold on till I found a replacement. Used the card in Malaysia and Dubai and true to its word it was zero forex charges. Last week I found a replacement from Uni Gold Card X from Yes bank. They are Ltf and zero forex. Got the card with 6L limit. Now I have put card cancellation request to Scapia but....they replied back with a limit increase!!! 🤔 Scapia app has not updated the new limit yet. So waiting for it.