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Wallet to UPI merchant transactions for AMEX MRCC 1500 x 4

rohitpgarg

TF Select
VIP Lounge
Looking to use AMEX MRCC 1500 x 4 offer for loading wallets-> UPI transactions.
No plans of transferring money back to any account.
No plans of rotating money/manufacturing spend.
Genuine UPI spends of 6K/month only.

2-3% fee is also ok, since AMEX points covert this.
But the process needs to work for offline UPI merchants.

Any ideas?
 
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