Another place where I am late - wallets. I haven't used wallet load before. I haven't tried them at all earlier.
So here is how I used to make payments in shops and other places -
I used to just swipe credit cards. Later when Rupay on CC came, I started using Rupay cards to swipe.
But all this time, I had never thought of wallets.
Just now I came to know that we can load some amount in these wallets (like Amazon, PayZapp) and use that to scan QR codes and pay.
Now that I am entering late, I am still trying to figure out which wallet to use and which (debit or credit) card to use...