Weird Rejection Reason given by IndusInd Bank.

[sayantanb211]

About me -
Have 5 unsecured credit cards- HDFC 2 ×20k(now 40k each) , icici apay(50k), au lit(60k), rbl paisabazaar (25k). Credit age -11months.

Last 3 month enquiry - 3

Applied for Indusind tiger credit card through cashkaro . Here's the rejection reason.

Can anyone elaborate the chances of getting IndusInd bank card and fixing this rejection issue ?

Thanks in advance

 

[vine]

You can ask for the specific reason. Usually if you ask nicely, they will send the standard reply.

 

[RAMESH BABU N]

Without the following info
A. Age
B. Student/Salaried/SelfEmpl Details
C. Income/ITR Details
Its difficult to assume the reason.

 

[sayantanb211]

Without the following info
A. Age
B. Student/Salaried/SelfEmpl Details
C. Income/ITR Details
Its difficult to assume the reason.

23
Salaried Recently
6.30 lpa fixed + variable

 

[sayantanb211]

You can ask for the specific reason. Usually if you ask nicely, they will send the standard reply.

They were saying internal criteria. After I mailed Head CC they gave this reply

 

[vine]

They were saying internal criteria. After I mailed Head CC they gave this reply

That's still a vague reply.
Am guessing that you had recently started earning, probably the reason.

 

[sayantanb211]

That's still a vague reply.
Am guessing that you had recently started earning, probably the reason.

I got amex corporate cc approved , au and icici recently after job. How come they reject me 💀

 

[vine]

Here is my out of context suggestion: First take as many SBI cards that you can afford to.

 

[TrueColours]

CIBIL score, CUR...?

 

[sayantanb211]

CIBIL score, CUR...?

771 when applied

 

[sayantanb211]

771 when applied

29% CUR when applied

 

[TrueColours]

Under CIBIL surrogate program, CIBIL score should be greater than 780

 

[pprakash11]

Here is my out of context suggestion: First take as many SBI cards that you can afford to.

Perfect . . !
Warna kabhi nahi milne wala SBI 😂

 

[sayantanb211]

Under CIBIL surrogate program, CIBIL score should be greater than 780

How to make 780+ , mine always been between 770 to 780 or even below

 

[TechnoFi]

How to make 780+ , mine always been between 770 to 780 or even below

You have to maintain low CUR in respect to your assigned credit limit for credit score correction.

 

[sayantanb211]

You have to maintain low CUR in respect to your assigned credit limit for credit score correction.

Okay got it