Saad
TF Buzz
Hello everyone.
Hope everyone is doing well.
I'm 25, 770 cibil, salaried (hdfc account)
Salary: 22 LPA
Cards i currently hold:
Idfc mayura (for international transactions if any, apart from that got this for it's beautiful look and 0 forex, bogo)
Hdfc diners previledge
Axis atlas (primary offline card)
Sbi cashback (mostly for online expenses)
Icici coral (mostly unused, except for bank offers)
I am looking for a best card (credit or debit) based on the below requirements:
1. Airport meet and greet (quality of service would be great, I heard that this service has worsened now and is quite overrated)
2. Airport transfers ( i travel 3-4 domestic trips a year and would love to have this service, Airport around 40-50 kms from the place)
3. Lounge access (Not strict tho, but peaceful lounges with no huge crowd would be great)
4. Concierge (Not really sure, havent used this feature till date, but if the service is great then it would be cool)
I am okay paying hefty fees provided that I be satisfied by the quality of the services provided and get value out of it. May or may not reach the vaiwer criteria some times.
Expenses:
Regular expenses ranging 50-80k per month, some times 1-2 lakh.
Most of them on household Expenses, dining, groceries, utilities and sometimes jewelery.
Cards I've researched so far:
BoB Opulence debit (Airport transfer and lounge access is great, not sure about meet and greet)
M4B - Lounge and meet and greet (Airport transfer devalued? Not sure)
Zenith+ - (1 transfer per quarter, apart from that I don't see any lifestyle benifits)
Any card recommendations would be appreciated.
You can recomened cards that are within the income range or the cards which are above my current income (if you can mention the criteria too that would be really helpful)
TlDr: Good lifestyle card with decent rewards and good service.
Thanks in advance
Hope everyone is doing well.
I'm 25, 770 cibil, salaried (hdfc account)
Salary: 22 LPA
Cards i currently hold:
Idfc mayura (for international transactions if any, apart from that got this for it's beautiful look and 0 forex, bogo)
Hdfc diners previledge
Axis atlas (primary offline card)
Sbi cashback (mostly for online expenses)
Icici coral (mostly unused, except for bank offers)
I am looking for a best card (credit or debit) based on the below requirements:
1. Airport meet and greet (quality of service would be great, I heard that this service has worsened now and is quite overrated)
2. Airport transfers ( i travel 3-4 domestic trips a year and would love to have this service, Airport around 40-50 kms from the place)
3. Lounge access (Not strict tho, but peaceful lounges with no huge crowd would be great)
4. Concierge (Not really sure, havent used this feature till date, but if the service is great then it would be cool)
I am okay paying hefty fees provided that I be satisfied by the quality of the services provided and get value out of it. May or may not reach the vaiwer criteria some times.
Expenses:
Regular expenses ranging 50-80k per month, some times 1-2 lakh.
Most of them on household Expenses, dining, groceries, utilities and sometimes jewelery.
Cards I've researched so far:
BoB Opulence debit (Airport transfer and lounge access is great, not sure about meet and greet)
M4B - Lounge and meet and greet (Airport transfer devalued? Not sure)
Zenith+ - (1 transfer per quarter, apart from that I don't see any lifestyle benifits)
Any card recommendations would be appreciated.
You can recomened cards that are within the income range or the cards which are above my current income (if you can mention the criteria too that would be really helpful)
TlDr: Good lifestyle card with decent rewards and good service.
Thanks in advance
