What credit card should I get next?

[Vexant]

Hi, I am an 18 year old. Salaried under my family business, so ITR is no issue. I have axis Flipkart and axis ace currently, that I have used to build my credit score. It is around 750 right now.

My main query is, what are the best credit cards that I can get right now (UNDER 21) as many banks like ICICI, SBI, HDFC, etc dont offer credit cards to below 21 year olds regardless of their income or CIBIL.

TLDR- im 18, good income and credit, want to know what are the best cards i can get as many banks dont provide cards under 21yr.

 

[Tejo]

Hi, I am an 18 year old. Salaried under my family business, so ITR is no issue. I have axis Flipkart and axis ace currently, that I have used to build my credit score. It is around 750 right now.

My main query is, what are the best credit cards that I can get right now (UNDER 21) as many banks like ICICI, SBI, HDFC, etc dont offer credit cards to below 21 year olds regardless of their income or CIBIL.

TLDR- im 18, good income and credit, want to know what are the best cards i can get as many banks dont provide cards under 21yr.

If you are in tier 1 city you can apply standard chartered bank and kotak cards.

For kotak via card to card.

Scb will ask other bank statement as you don't have itr

 

[varun__goel_]

Hi, I am an 18 year old. Salaried under my family business, so ITR is no issue. I have axis Flipkart and axis ace currently, that I have used to build my credit score. It is around 750 right now.

My main query is, what are the best credit cards that I can get right now (UNDER 21) as many banks like ICICI, SBI, HDFC, etc dont offer credit cards to below 21 year olds regardless of their income or CIBIL.

TLDR- im 18, good income and credit, want to know what are the best cards i can get as many banks dont provide cards under 21yr.

HDFC bank offers credit cards under 21.

 

[shubham__0720]

HDFC bank offers credit cards under 21.

How bro ..i hold 4 credit cards.. 2 unsecured and 2 secured ....my cibil is 771 and itr of 4.8L

How can i get hdfc card ??

 

[varun__goel_]

How bro ..i hold 4 credit cards.. 2 unsecured and 2 secured ....my cibil is 771 and itr of 4.8L

How can i get hdfc card ??

Either open a account, they will give pre approved offer in few months, or if you have itr you can apply directly without waiting for offer. I am also 18, got pre approved offer in 5 months.

 

[shubham__0720]

Either open a account, they will give pre approved offer in few months, or if you have itr you can apply directly without waiting for offer. I am also 18, got pre approved offer in 5 months.

But it says required age is 21

 

[Rahul Gupta]

But it says required age is 21

Age doesn't matter in pre-approved offers. If you are above 17 then you are good to go.

 

[Tejo]

Bro, how did you get the axis card. Mine Flipkart got rejected.

Try again it will approved. Make sure no pay later, credit utilisation is below 10%

 

[Tejo]

Do i need to have a savings account with them?

No need

If you want high limit, then priority, Burgundy accounts are needed.

 

[AritraSaha]

No need

If you want high limit, then priority, Burgundy accounts are needed.

Ok.