What happens if offered CL increase is not accepted by me?

[LordPSN]

Hi
I have Amazon pay and Coral Rupay both LTF.
Just got a sms/email from ICICI where they are offering to increase my CL by 1 lac only.
My question is that if I dont accept it, will they again offer me CL increment > 1 lac?
Or is this the only CL I will receive for quite sometime?
The last CL increase I received was in 2022.

 

[ontherocks]

Some bank's ego is hurt when you don't accept their offer.

Then they take revenge by not giving you any enhancements in future.

In reality, no one knows for sure bank's algorithm about LE, or for that any matter except the coders.
So if you are looking for answers like, you will get a better LE later, or you will not get any LE later, is all speculation.

 

[sudheerreddy]

Hi
I have Amazon pay and Coral Rupay both LTF.
Just got a sms/email from ICICI where they are offering to increase my CL by 1 lac only.
My question is that if I dont accept it, will they again offer me CL increment > 1 lac?
Or is this the only CL I will receive for quite sometime?
The last CL increase I received was in 2022.

No one will predict the bank LE algorithm,
If you want then take LE offer else leave.