What is the best billing cycle for any credit card

[mj01]

Prefer mid of month. Due date typically comes in the first week of next month, ideal time to clear the bills.

 

[helloworld]

Prefer mid of month. Due date typically comes in the first week of next month, ideal time to clear the bills.

I tried this and sometimes due dates close to month end where we might have or not receive income that month at that time, trouble cases..

after this I moved to spend prev. month income this month to avoid financial problem, took lot of time and discipline but when it works 🛌.

Lost the game of finance few months last year, still trying to get back on track (pay last month to settle this month bills instead current month to settle current month bills).

 

[350modena]

For me, it doesn't matter as most of my credit card statement are generated either negative or zero.
I mostly kept all statement dates as close to month end because most cards reported to CIBIL at month end.
So I cleared all my dues before statement generates and then it also gets reported to CIBIL

How do you clear your dues ? Neft or bill desk or DC etc?