What is the best way to get HDFC DCB?

[riteshp2000]

I have a net salary of 2.3L
I have HDFC Preferred Savings account and not a Salary Account (my startup isn’t registered with them)
I don’t have any HDFC Credit card.
I have annual spends of at least 12 Lakhs

I have a few questions:
1. Can I get DCB on C2C basis? I have an Amex Platinum Travel Card with 6.4L limit.
2. Despite not fulfilling the 2.5L net salary requirement for DCB, can I still get it considering it is very close to the requirement. (Have a 750+ credit score)
3. If none of them above, I’m planning to get the regalia gold and then upgrade. Here, I’d want to know what all categories are excluded while considering the 6 lakh spent in 6 months requirement for upgrade? (Is Insurance, rent, gold purchase, education, etc considered, no need for reward points here)

Note: My current card set mainly consists of Axis Atlas + Amex Platinum Travel

 

[nkshrma]

My suggestion don't bother getting DCB. Firstly HDFC will not give DCB at that salary, they might offer regalia. Regalia is a travel card and yoh already have atlas which is a better travel card.
DCB has a 10k fee plus only makes sense if you can spend 4lac per quarter milestone.
The smartbuy is not as good as infinia and the online acceptability is awful.
Only infinia from hdfc is worth it and they won't give it without 6L monthly salary