What is the return % on MRCC

[jay12]

What is the return % in MRCC after paying joining fee 1180?

 

[drsel]

Amex MRCC (FY 1180, get 6k points)
Spend 1500x4/month for--
a. Fuel--buy 1500 x 4 IOC voucher on Park+ app
Return 7.50% + 2.00% cashback
b. Amazon pay on Gyftr Amex 2x
1st yr Return 8.30% (incl 1180, 6k points) if 18k points converted to 6k Amazon pay
2nd yr Return 4.42% (2nd yr onwards, incl 50% fee 2065) if 18k points converted to 6k Amazon pay
Get 6k points by spending 15k in 90 days.
Spend 4x1500 every month. Offline low acceptance