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What's the best hack to use HSBC live + and tata neu infinity card to get maximum cashback and benefits?

What's the best hack to use HSBC live + and tata neu infinity card to get maximum cashback and benefits?

I have both the cards and i use tata neu gift vouchers to get 5% + extra cashback with tata neu infinity but there's a limit to buy gift card

So what's best way to maximize cashback for both cards
 
This totally depends on what other cards do you have.

HSBC live plus is a good card but limited usage. Best usage is for dining, grocery for which you get 10%.

Tata Neu Infinity is great card but best benefits are limited to Tata ecosystem where you get additional 5% return. This is also good for UPI if you have rupay variant as iy can give 1.5% return.

Both cards are equally good for other offline payments with 1.5% return.
 
Tata neu runs some offers time to time.

For grocery:
One is like 1st to 10th of every month - if you buy for 1000, you get 100 neu coins extra on top of whatever you get normal.
Another is morning 7 am to 11 am if you buy for 600 or more, you get 60 neu coins extra on top of whatever you get normal.

Same like that, it is there for Croma, 1mg etc.

For UPI:
One is like make 10 bill payments using Neu app and neu infinity card and get 100 extra neu coins.
Another is like make 10 UPI payments using neu app and neu infinity card (minimum 1000) and get 100 extra neu coins.

These are special, limited time (and sometimes user specific) offers. If you catch it correctly, you can get additional 10% more than what you get normally.
 
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