When Should someone apply credit cards?

[sujal]

I have 5 Credit Cards(all pre-approved)
3 are from kotak
2 are from axis
highest limit is 1.5 lakhs
credit history is 6 months old
when should i manually apply credit cards?
REPLY WOULD BE APPRECIATED!!!

 

[theda]

Apply when your credit history is at least 12 months old.

 

[pothi]

A S A P

 

[Shubham Yadav]

Are jab maan kare tabhi apply karo

Raat ho ya din ya aadhi raat ho

Earthquake, Tsunami, valcano eruption jab aaye tabhi krdo

 

[aayusharyan]

I have 5 Credit Cards(all pre-approved)
3 are from kotak
2 are from axis
highest limit is 1.5 lakhs
credit history is 6 months old
when should i manually apply credit cards?
REPLY WOULD BE APPRECIATED!!!

depends on bank to bank. however, if you are planning to get multiple CC. get an SBI Card first, otherwise they don't give easily when you hold like 9-10 cards already.

 

[coolguy1]

Apply when you feel you want to maximise your rewards more.

Apply when you feel a new card help you give better returns.

Apply when you need new offers to indulge money on.

Apply when your expenses go up.

Apply now!

(words written above are not financial advice and read and implement them at your own risk! The writer of this post is a credit card enthusiast and loves credit cards a little too much that ends up applying for multiple cards every now and then)