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Where to Find Pre-Approved Offers: A Guide for Existing Cardholders

Apply For Lifetime Free IDFC First Credit Card
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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
helloworld

helloworld

TF Legend
Note: You can always request a card upgrade or an additional card by contacting customer service. Below are some options for direct applications.

Axis Bank
  • CIBIL Inquiry: No
  • Limit: Shared
Steps to Apply:
  1. Log in to NetBanking, then click APPLY NOW in the left menu.
  2. A new tab will open. Select Credit Cards.
  3. Check the box to agree, then choose your desired card from the list.
Alternatively, apply online through their support page: Axis Support Application


1724221505044.png 1724221579881.png 1724221786179.png 1724222250856.png

​

ICICI Bank​

  • CIBIL Inquiry: No (for some options)
  • Limit: Shared
Steps to Apply:
  1. Log in to NetBanking, then click CARDS & LOANS in the top bar.
  2. Choose Loans and select the desired option.
1724222449028.png 1724222483368.png 1724222684267.png

Or
  • CIBIL Inquiry: Yes
  • Limit: Based on details
  1. In the same location, select APPLY NOW under Credit Card and follow the four-step process.

1724222750751.png 1724222790907.png

Alternatively, reach out to them on X (formerly Twitter) at @ICICIBank_Care for assistance.

1724222896270.png

​

Standard Chartered​

  • Note: Some current issues may affect availability.
  • CIBIL Inquiry: No
  • Limit: Shared
Steps to Apply:
  1. Visit Standard Chartered Credit Cards.
  2. Click APPLY NOW.
  3. Select Existing Customer – Yes, choose your current card, and pay a ₹2 test transaction to complete.
Or call customer care and request a card upgrade.

​

IndusInd Bank​

  • CIBIL Inquiry: No
  • Limit: Split
Only specific cards are eligible by default:

HDFC Bank
  • CIBIL Inquiry: Yes
  • Limit: Shared
Steps to Apply:
  1. Visit HDFC XPRESSWAY.
  2. Enter Mobile and DOB, request OTP and then proceed.

BOB Card
  • CIBIL Inquiry: No
  • Limit: Shared
Steps to Apply:
  1. Download and signup BOBCard mobile app.
  2. Choose 'additional card' from the given list of options in main page.

SBI Card
  • CIBIL Inquiry: No
  • Limit: Shared
Steps to Apply:
  1. Download and signup SBICard mobile app.
  2. More (last option in bottom menu) -> Benefits -> Avail New Card

For additional tips, refer below Thread on unlocking the best credit cards for low salary and no income proof:

helloworld

Thread 'Unlocking Credit Card: Credit Cards for Low or No Income Proof'

Assume: Person has CIBIL score of 750 above instead of NA (either by taking some loan, secured credit card etc. options will generated credit score).

Options (unsecured cards without bank accounts):

- Onecard
- Axis Airtel
- HDFC Moneyback+/Freedom
- SBI SimplyClick/SimplySave
- ICICI Platinum

Based on shopping apps:

- ICICI AmazonPay
- Axis Flipkart
- HDFC Swiggy
- Kotak Myntra (*Currently not available for new)

Note: Above cards might get declined due to various 'internal policy' factors but approval chances are very high and worked for many users.

Incase already...
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Last edited:
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helloworld said:
Axis Bank:

Cibil enquiry: No
Limit: Shared

Location: Login to netbanking -> Click 'APPLYNOW' in left menu

View attachment 65712

Opens a new tab -> Click 'Credit Cards'
View attachment 65713

Click the checkbox -> Apply the card that you like in the provided card list

View attachment 65714

Or

Axis Support - Customer Support - Axis Bank

Connect with Axis Bank Insta Services for instant answers to your banking-related queries. Chat with agent, speak with us or send an email for customer complaints.
application.axisbank.co.in application.axisbank.co.in

Choose one of the options and apply..

View attachment 65717


ICICI Bank:

Cibil enquiry: No
Limit: Shared

Location: Login to netbanking -> Click 'CARDS & LOANS' in top bar

View attachment 65718

Click 'Loans'

View attachment 65719

Click 'Desired Option'

View attachment 65721

Or

Cibil enquiry: Yes
Limit: Based on details

Location: Same location click 'APPLY NOW' option under 'Credit Card'

View attachment 65722

and follow 4 step process:

View attachment 65723

Or

Chat them in 'X (formarly twitter)' @ ICICIBank_Care (no guarantee but one can try your luck)

View attachment 65724

Standard Chartered:

(Note: Currently having some issues)

Cibil enquiry: No
Limit: Shared

Location: https://www.sc.com/in/credit-cards/

Click 'APPLY NOW'

Select 'Existing Customer - Yes'

Select 'Your current card'

Pay '2 Rs. test transaction' -> Done.

Or

Call customer care and request the card.


(Note: Original thread (UPI issues with Gyftr) replaced with current topic, just incase to reuse the thread)
Click to expand...
HDFC ? ?
 
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If we have simply click or any other sbi card, can we use the avail new card option to get cashback card?

Asking for my dad, he doesnt have any sbi card right now but cashback was rejected 3 times in the past 1 year. Thinking of taking any another sbi card and then maybe use the avail new card method mentioned in the post to take cashback card.. have anyone ever done this?
 
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pgarg24 said:
If we have simply click or any other sbi card, can we use the avail new card option to get cashback card?

Asking for my dad, he doesnt have any sbi card right now but cashback was rejected 3 times in the past 1 year. Thinking of taking any another sbi card and then maybe use the avail new card method mentioned in the post to take cashback card.. have anyone ever done this?
Click to expand...

whatever option they're providing that only you can apply. no way to choose preferred card.
 
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