Which bank Credit Card still gives Reward points or Cashback on Jwellery purchases as of Sep' 2024?

[shashankverma]

Planning to purchase Jwellery next month both online and offline. Which Bank has not yet excluded reward points and milestone benefit?
We have below credit cards

ICICI Amazon

Axis Flipkart

Axis Airtel

Axis Indian Oil Premium

Yes Premia

SBI Octane

Federal Celesta

IDFC Wealth

RBL BMS

AU Lit

Axis Neo

ICICI Sapphiro

ICICI Sapphiro Amex

Indusind Tiger

ICICI MMT

Au Ixigo

HDFC Diners Privelage

SCB Digismart

Axis My Zone

Icici Coral

Indusind Legend

HDFC Swiggy

Eazydiner platinum

HDFC Tata Neu

HSBC Platinum

Onecard

 

[PKMKB]

They keep on extending it. Wait for a few days, you'll receive an email for the new offer days.

 

[pslashb]

IndusInd Tiger does not exclude Jewellery

 

[AlgoTrader]

from your list as far as i know, this would be max cashback optiosn
idfc wealth - 1.6% if spends cross 20K
tata neu -1.5%
amazon icici - 1%

Best cards for jewels are amex cards (if at all they are accepted - we will 4% easily ) , next is SC Ultimate at 3.33% but shitty useless rewards. Not sure whether DCB & Infinia would provide rewards for jewels, as i dont have it

 

[HumorSimpson]

IndusInd Tiger does not exclude Jewellery

Reward rate ?

 

[HumorSimpson]

from your list as far as i know, this would be max cashback optiosn
idfc wealth - 1.6% if spends cross 40K
tata neu -1.5%
amazon icici - 1%

Best cards for jewels are amex cards (if at all they are accepted - we will 4% easily ) , next is SC Ultimate at 3.33% but shitty useless rewards. Not sure whether DCB & Infinia would provide rewards for jewels, as i dont have it

Its 20K for idfc wealth.

For the first 20K it's 0.5% and later on 1.6% .

 

[pslashb]

Reward rate ?

3.3% to 6% depending on spends over 5L in an anniversary year

 

[AlgoTrader]

Its 20K for idfc wealth.

For the first 20K it's 0.5% and later on 1.6% .

yeah right, updted

 

[codenerd]

IndusInd Tiger does not exclude Jewellery

Yeah as per terms, you shud get rewards for jewellery purchase also.

 

[codenerd]

yeah right, updted

AU Xcite Ace gives 3% cashback max upto 750rs for spends above 20k.
Jewellery also included.

To that, add the au bank jewellery offer where they send some voucher as per the image shared above which is roughly 3% value ack again.

So all in all 5-6% flat value valueback in terms of cashback +voucher.

 

[sheru]

Scapia gives 2% in scapia coins on offline jewellery. No limits (I guess).
Personally tried and verified.

 

[shashankverma]

IndusInd Tiger does not exclude Jewellery

3.3% to 6% depending on spends over 5L in an anniversary year

Yeah as per terms, you shud get rewards for jewellery purchase also.

Thank you guys

 

[lijov]

from your list as far as i know, this would be max cashback optiosn
idfc wealth - 1.6% if spends cross 20K
tata neu -1.5%
amazon icici - 1%

Best cards for jewels are amex cards (if at all they are accepted - we will 4% easily ) , next is SC Ultimate at 3.33% but shitty useless rewards. Not sure whether DCB & Infinia would provide rewards for jewels, as i dont have it

DCB gives 3.3 % for offline gold purchase at stores..

 

[HumorSimpson]

Thank you guys

Indusind tiger follows slabs.. so calculate accordingly


Magnificent Rewards Program

Spends Slabs Anniversary Year (in ₹)	Slabwise Reward Multiplier
Upto 1,00,000	1
1,00,001- 2,50,000	2
2,50,001- 5,00,000	4
>5,00,000	6

Get the best from the 'Magnificent Rewards Program' , an illustration given below

Spends Slabs Anniversary Year (in ₹)	Reward Multiplier	*Reward Points
1,00,000	1	1,000
1,50,000	2	3,000
2,50,000	4	10,000
1,00,000	6	6,000
Total 6,00,000		20,000

*Assuming INR 6 lakh spends in a card Anniversary Year , you will earn Reward points as mentioned in above illustration. Incremental spends in each slab will be considered for Reward Multiplier.

• Reward Points can be redeemed as cash credit or Airmiles​
• 1 Reward Point = 1.2 (Airmiles)​
• 1 Reward Point = ₹ 0.40 (Cash credit)
• Earn 1 Reward Point on every ₹ 100 spent on your Credit Card.​
• Redeem reward points against vouchers from brands like Oberoi, Luxe and E Vouchers including Shopping, Traveling, Dining and Entertainment.
  

  • Redeemable through Indusmoments www.indusmoments.com , where 1 Reward Point = ₹ 0.40​

 

[Sriim]

Planning to purchase Jwellery next month both online and offline. Which Bank has not yet excluded reward points and milestone benefit?
We have below credit cards

ICICI Amazon

Axis Flipkart

Axis Airtel

Axis Indian Oil Premium

Yes Premia

SBI Octane

Federal Celesta

IDFC Wealth

RBL BMS

AU Lit

Axis Neo

ICICI Sapphiro

ICICI Sapphiro Amex

Indusind Tiger

ICICI MMT

Au Ixigo

Axis Kwik

HDFC Diners Privelage

SCB Digismart

Axis My Zone

Icici Coral

Indusind Legend

HDFC Swiggy

Eazydiner platinum

HDFC Tata Neu

HSBC Platinum

Onecard

Tata neu infinity gives 5%CB upto 6L in tanishq

 

[shashankverma]

Tata neu infinity gives 5%CB upto 6L in tanishq

Yeah, that’s always the goto card for Tanishq

 

[codenerd]

Yeah, that’s always the goto card for Tanishq

Jewellry and gold cost at ranishq is very high though. My family prefers Joyallukas in Kolkata.

 

[shashankverma]

Jewellry and gold cost at ranishq is very high though. My family prefers Joyallukas in Kolkata.

Which card do you suggest to use