which card is best to use axis bank burgandy private or indusind pioneer private card ?

[king of the kings]

hi guys recently i have received axis bank burgandy private , and indusind pioneer private card ? which card is best for reward points .

 

[helloworld]

sbi cashback ..

 

[king of the kings]

sbi cashback ..

i have only pioneer private and axis burgandy private both are invite only cards i can see pioneer private is giving 3 reward points for 100 rs spent 1 rwp is 1rs

 

[sourpai]

If you are talking about Burgundy one credit card (which comes as LTF with burgundy private account), then it is better of the two. It gives close to 6% return in the form of miles on all spends (except exclusions such as rent, wallet, govt, insurance etc.

Burgundy one also has 0% forex fees with net returns on forex spends at 6%

 

[king of the kings]

yes iam talking about axis burgandy private one card and pioneer private credit cards, both are 0 % on forex transactions , little confusion on one card reward points

 

[sourpai]

yes iam talking about axis burgandy private one card and pioneer private credit cards, both are 0 % on forex transactions , little confusion on one card reward points

What confusion exactly? I have already clarified in my above post

 

[jhanishdev]

IndusInd gives low rewards but you get rewards on every spend (0.70). Axis gives better rewards but is picky with categories and has lots of restrictions, pick your poison.

 

[king of the kings]

indusind is giving 3 reward points for pioneer private 1 rew is rs 1 . and axis is giving 15 reward points on 200rs spends 1 reward point is 0.20

 

[helloworld]

indusind is giving 3 reward points for pioneer private 1 rew is rs 1 . and axis is giving 15 reward points on 200rs spends 1 reward point is 0.20

on top level

Pioneer Private:

Earn 3 Reward Points on all other spends.
Earn 0.7 Reward Points on certain spends like utilities, govt institutions, education etc.

earn rate: 0.7% or 3%

Cons: No transfer partners and extra accelarated points.

Burgundy Private:

15 ER/200

5:4 Transfer ratio for accor as an example gives 12 accor points. 1 AP = 1.8

earn rate: 10.8%

Cons: Its 🪓 bank

 

[sourpai]

indusind is giving 3 reward points for pioneer private 1 rew is rs 1 . and axis is giving 15 reward points on 200rs spends 1 reward point is 0.20

🤣🤣... 1 ER point of Axis is 0.8 miles. And there are multiple mile transfer partners - both hotels and airlines. I mentioned reward rate at 6% miles per 100 spent

I think you should ask questions that are little more specific if you want to understand reward structure better, rather than just assuming something

 

[king of the kings]

🤣🤣... 1 ER point of Axis is 0.8 miles. And there are multiple mile transfer partners - both hotels and airlines. I mentioned reward rate at 6% miles per 100 spent

I think you should ask questions that are little more specific if you want to understand reward structure better, rather than just assuming something

yes iam still confused which card is usefull for earning reward points .. i will use those rewards for airline ticket booking or hotel booking for international ..