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Which card or cards are you using for maximum return on fuel purchase?

cardy

TF Ace
I am using BOB HPCL and SBI BPCL for long time. And trying for SBI OCTANE but not getting the upgrade. Bob hpcl through hppay app gives a bit more return.

But bob reward points are not consistent as you all are aware of that. And BPCL return is decent but not that lucrative.

I heard some of you even manage to get arround 8% even from prepaid cards?

I was wondering, what you pro players are using , to maximize the return on fuel purchase in 2025.
 
I use Axis IndianOil Premium credit card (LTF). Gives reward points for fuel at all IndianOil bunks. Also, when I refuel, I also ensure to get my mobile number entered in the POS machine, which gets me XTRA Reward points from IOCL.

Axis IndianOil reward points can be redeemed for fuel @ 1:1 ratio.
 
Other than credit cards, there are debit cards & upi which gives cashback without worrying about the surcharge & pumps. Check it out.

 
I
I am using BOB HPCL and SBI BPCL for long time. And trying for SBI OCTANE but not getting the upgrade. Bob hpcl through hppay app gives a bit more return.

But bob reward points are not consistent as you all are aware of that. And BPCL return is decent but not that lucrative.

I heard some of you even manage to get arround 8% even from prepaid cards?

I was wondering, what you pro players are using , to maximize the return on fuel purchase in 2025.
If your overall credit limit is less than 9 lakhs

Close bpcl and take octane after a month

Consider for rbl Indian oil cc and idfc power+ too.
 
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