Which card to use for Insurance premimum payment. Transaction value INR.7700

[Sachs]

Hi I need to get an indemnity insurance the pre,ium for this is 7700 rupees. I am thinking of using my SBI Cashback card. But I maybe wrong(I dont know if Insurance is an exception!!!!). It is possible that there are other cards that offer better value.

I hold these credit cards
Axis --> Flipkart, Airtel Axis, Magnus
HDFC --> Regalia
SBI --> BPCL, Cashback credit card
AUSFB --> Lit Card
IndusInd --> Legend Credit card
RBL --> Zomato card
One Metal
ICICI--> Amazonpay
IDFC --> Select
Standard Chartered --> Platinum rewards
BNPL --> Lazypay Uni Slice Simpl Postpe.

Which card should I use to get maximum valueback??

P.S: Many cards do not give any RPs for insurance premium transactions. Do any of you have a list. Pls post that if you have it.

 

[Wealth is my birth right!]

Hi I need to get an indemnity insurance the pre,ium for this is 7700 rupees. I am thinking of using my SBI Cashback card. But I maybe wrong(I dont know if Insurance is an exception!!!!). It is possible that there are other cards that offer better value.

I hold these credit cards
Axis --> Flipkart, Airtel Axis, Magnus
HDFC --> Regalia
SBI --> BPCL, Cashback credit card
AUSFB --> Lit Card
IndusInd --> Legend Credit card
RBL --> Zomato card
One Metal
ICICI--> Amazonpay
IDFC --> Select
Standard Chartered --> Platinum rewards
BNPL --> Lazypay Uni Slice Simpl Postpe.

Which card should I use to get maximum valueback??

P.S: Many cards do not give any RPs for insurance premium transactions. Do any of you have a list. Pls post that if you have it.

Best way to buy Amaz GV by using sbi cb card and pay from Amaz to insurance

 

[panu24]

But not all insurance companies are covered by Amazon Pay.

 

[Wealth is my birth right!]

But not all insurance companies are covered by Amazon Pay.

Primary companies there
If not directly pay by 2% rewards card

 

[Sachs]

Best way to buy Amaz GV by using sbi cb card and pay from Amaz to insurance

If I pay by using SBI Cashback card directly will I get cashback. This is actually a single time payment and it will cover me for one year. So I dont know if this will be counted as a premium 🤔 🤔 🤔

 

[Wealth is my birth right!]

If I pay by using SBI Cashback card directly will I get cashback. This is actually a single time payment and it will cover me for one year. So I dont know if this will be counted as a premium 🤔 🤔 🤔

1% cb in sbi cb for insurance

 

[panu24]

@Wealth is my birth right! I need to pay HDFC ERGO insurance directly on website next week which card I should use SBI Cashback or HDFC Millennia? which one can definitely give me some cashback? Any idea?

 

[CVR]

Do Magnus, Amex and DCB give regular reward points on insurance and are they counted in milestone benefits for Magnus and Amex?

 

[WhoU]

Do Magnus, Amex and DCB give regular reward points on insurance and are they counted in milestone benefits for Magnus and Amex?

Yes for Magnus, with cap of regular reward points for 1L pm

 

[CVR]

Yes for Magnus, with cap of regular reward points for 1L pm

Thanks. DCB and Amex don’t give points for insurance?

 

[Wealth is my birth right!]

@Wealth is my birth right! I need to pay HDFC ERGO insurance directly on website next week which card I should use SBI Cashback or HDFC Millennia? which one can definitely give me some cashback? Any idea?

Sbi cb will be fine 1%

 

[Wealth is my birth right!]

Thanks. DCB and Amex don’t give points for insurance?

Magnus confirmed
Amex if u have gold charge then its giving rewards MRCC I never tried
Gold amex:

Earn 1 Membership Rewards® point3 on every ₹50 spent including fuel and utility payments and tested by me.​

 

[Rashya]

I also have to renew family health insurance, premium is around 25k. Which is the most effective mode of payment for getting maximum rewards.

Cards that I hold,
Axis select
One card
Yes first preferred
HDFC moneyback plus
SBI BPCL( I guess not useful for insurance payment)
Union Bank Rupay yet to be delivered

Any suggestions?

 

[WhoU]

I also have to renew family health insurance, premium is around 25k. Which is the most effective mode of payment for getting maximum rewards.

Cards that I hold,
Axis select
One card
Yes first preferred
HDFC moneyback plus
SBI BPCL( I guess not useful for insurance payment)
Union Bank Rupay yet to be delivered

Any suggestions?

How did you get yes first preferred? Is it LTF?

 

[Deleted member 5552]

I use Ace, FK and Freecharge cards. I want to pay Exide Life Insurance of 15k on next week. Suggest me any site where I can buy discounted Amazon gift cards. Freecharge gives good cashback but they charge processing fee and GST

 

[WhoU]

I use Ace, FK and Freecharge cards. I want to pay Exide Life Insurance of 15k on next week. Suggest me any site where I can buy discounted Amazon gift cards. Freecharge gives good cashback but they charge processing fee and GST

I don’t think you’ll get discounted amazon cards, but you can use axis gyftr to get accelerated reward points.

 

[Rashya]

How did you get yes first preferred? Is it LTF?

Yes LTF. Got it pre approved

 

[amitamit is verified member.]

In apay u can pay insurance payment via apay balance, check your insurance company is listed or not. if yes buy amazon pay fit card from the card u hold which one gives max benefit via 3x,5x route.