Which credit card to use for insurance payments (insurer not listed on Amazon/Tata Neu)

[Shrinit Padwal]

I have to make health insurance payments of around 18k within a week or so and around 80k insurance for my parents. My insurer - HDFC Ergo Health insurance(both for me and my parents) - and sadly not listed on Amazon or Tata Neu - hence idea of accumulating AGV is not useful.

I have these cards -

Axis MyZone

Axis Flipkart

Axis Ace

ICICI Apay

ICICI Coral

ICICI Coral

IndusInd Pinnacle

HDFC Millenia

HDFC Tata Neu Infinity

SBI Cashback

IDFC Select

Kotak League Platinum

BOB Premier

AU Zenith

HSBC Visa Platinum

Amex MRCC

Out of these - any idea which card can give the best cashback or rewards for insurance payments? For 18k payments - will do it from any of the above cards. If any other card which has good rewards for insurance - I can apply and pay the December insurance payment.

I already tried applying for SBI Vistara Prime online - but SBI had other plans - showed me different cards altogether and gave a limit of 20K(even though my SBI Cashback is at 1.5L).

Don't want to apply for Magnus - not a correct fit for me or Atlas - also I don't have much air travel.

 

[panu24]

You are not getting wallet option of Amazon Pay?

 

[Shrinit Padwal]

No HDFC Ergo Health insurance here @paresh22

 

[panu24]

Yes I know, last year end that is why I directly paid from hdfc ergo website

 

[Shrinit Padwal]

Yes I know, last year end that is why I directly paid from hdfc ergo website

Via which cc?

 

[panu24]

Via which cc?

Amazon pay wallet. Buy Amazon gift cards and use that balance as wallet option while paying.
Not sure if currently hdfc ergo removed this option. You can try renewing and see what payment methods are offered to you and then cancel transction and decide later how to pay.

 

[Rahul Gupta]

I have to make health insurance payments of around 18k within a week or so and around 80k insurance for my parents. My insurer - HDFC Ergo Health insurance(both for me and my parents) - and sadly not listed on Amazon or Tata Neu - hence idea of accumulating AGV is not useful.

I have these cards -

Axis MyZone

Axis Flipkart

Axis Ace

ICICI Apay

ICICI Coral

ICICI Coral

IndusInd Pinnacle

HDFC Millenia

HDFC Tata Neu Infinity

SBI Cashback

IDFC Select

Kotak League Platinum

BOB Premier

AU Zenith

HSBC Visa Platinum

Amex MRCC

Out of these - any idea which card can give the best cashback or rewards for insurance payments? For 18k payments - will do it from any of the above cards. If any other card which has good rewards for insurance - I can apply and pay the December insurance payment.

I already tried applying for SBI Vistara Prime online - but SBI had other plans - showed me different cards altogether and gave a limit of 20K(even though my SBI Cashback is at 1.5L).

Don't want to apply for Magnus - not a correct fit for me or Atlas - also I don't have much air travel.

How did you got zenith bro? and is it LTF?

 

[Shrinit Padwal]

How did you got zenith bro? and is it LTF?

Yes LTF(thanks to listed organisation) - paid Zenith not for me. Applied directly and AU matched my Apay limit of 5.4L on cibil. Via swipe up wasn't sure of getting Zenith as everyone was getting au ultra, so applied directly

 

[AlgoTrader]

Yes LTF(thanks to listed organisation) - paid Zenith not for me. Applied directly and AU matched my Apay limit of 5.4L on cibil. Via swipe up wasn't sure of getting Zenith as everyone was getting au ultra, so applied directly

what do you mean by "applied directly" - you mean from branch?

 

[AlgoTrader]

why can't you renew policy through policy bazzar and use amazon pay balance there? that's what i do

 

[Shrinit Padwal]

what do you mean by "applied directly" - you mean from branch?

Directly as in directly via website (online only - not via branch) and not via swipe up route - which generally makes card LTF

 

[Shrinit Padwal]

why can't you renew policy through policy bazzar and use amazon pay balance there? that's what i do

Oh is it - let me check this route

 

[AlgoTrader]

Directly as in directly via website (online only - not via branch) and not via swipe up route - which generally makes card LTF

cool, got it. and still you got it as LTF?

 

[Shrinit Padwal]

cool, got it. and still you got it as LTF?

Yes thanks to my organisation listed in AU records

 

[Karthik C]

Don't use Axis cards. No cashback for Insurance payment

 

[Riva]

Yes LTF(thanks to listed organisation) - paid Zenith not for me. Applied directly and AU matched my Apay limit of 5.4L on cibil. Via swipe up wasn't sure of getting Zenith as everyone was getting au ultra, so applied directly

Did they do a verification for the organization? If yes, what did they ask for?

 

[sheru]

Did you try going to payment gateway from their official renewal link? One you must have received on email/sms.
I guess they do give option for wallets over there.

 

[Riva]

Amazon pay wallet. Buy Amazon gift cards and use that balance as wallet option while paying.
Not sure if currently hdfc ergo removed this option. You can try renewing and see what payment methods are offered to you and then cancel transction and decide later how to pay.

Amazon pay gift cards have a capping of 50k in 90 days.

 

[Shrinit Padwal]

Did you try going to payment gateway from their official renewal link? One you must have received on email/sms.
I guess they do give option for wallets over there.

Yes found mobikwik wallet over there, will use that maybe. Or try via PB route as mentioned above

 

[Shrinit Padwal]

Did they do a verification for the organization? If yes, what did they ask for?

They just ask which organisation you work for - and check their records. No office verification done for me.