(post updated) Which Debit Card to use for Credit Card Bill Payment in April 2025

[Abhishek012]

SBI VDC Rupay didn't credit bonus points for last transaction - date 28 March

Yeh lo patience ki goli khao.

Raat ko sohne k baad 1 and subah uthne se pahele 1 goli.

 

[shu_sha_]

Yeh lo patience ki goli khao.

Raat ko sohne k baad 1 and subah uthne se pahele 1 goli.

View attachment 88848

Dr Saab subhe wale kuanse aur sham wali kuanse isme 😂

 

[BhaiyaJi]

Apply SBI Virtual RuPay debit card and pay cc bill via phonepe app, paytm app, freecharge app etc without any extra charges on RuPay.

Amex and SCB bank cc bill also supported via billdesk using RuPay variant.

Virtual visa user block card and apply virtual RuPay debit card

Of course you will get reward points too on all these websites/apps.

Amex - https://www.billdesk.com/pgidsk/pgmerc/amexcard/amex_card.jsp

SCB - https://pgi.billdesk.com/pgidsk/pgmerc/standardchartered/scb_card.jsp

Axis (Axis RuPay CC user choose mastercard option and proceed) - https://pgi.billdesk.com/pgidsk/pgmerc/axiscard/axis_card.jsp

SBI Card - https://pgi.billdesk.com/pgidsk/pgijsp/sbicard/SBI_card.jsp

SBM bank - https://pay.billdesk.com/cardnet-instapay/sbmcard

yes bank - https://pgi.billdesk.com/pgidsk/pgmerc/ybkcard/YBKCARDDetails.jsp

phonepe app - https://play.google.com/store/apps/details?id=com.phonepe.app&hl=en_IN

freecharge app - https://play.google.com/store/apps/details?id=com.freecharge.android&hl=en_IN

paytm app - https://play.google.com/store/apps/details?id=net.one97.paytm&hl=en_IN

app store link milega apps ka?

 

[imrahul]

Wait really? I thought unipay gives points for sbi vdc transactions?

Does SBI Unipay still work for SBI virtual DC or has it stopped working?

 

[S.B.N.B]

Fi account ka kaha cc pay karna hai for getting rewrd? I think cred don't have fi to pay now.

 

[SubhamS2611]

Any alternative of Ebix cash? @Abhishek012

Debit card option has been removed

 

[VISION]

Does SBI Unipay still work for SBI virtual DC or has it stopped working?

it is working

 

[akjha78]

How much time does ot take for sbi vdc to show reward points? I have 10 year old sbi account and issued vdc 2 weeks back. Did multiple transactions on unipay and phonepay but dont see any point being credited.

 

[Abhishek012]

How much time does ot take for sbi vdc to show reward points? I have 10 year old sbi account and issued vdc 2 weeks back. Did multiple transactions on unipay and phonepay but dont see any point being credited.

Register here - https://rewardz.sbi/ and wait 2-3 months.

All your pending rewards will credited.

 

[Trust Me]

Does SBI Unipay still work for SBI virtual DC or has it stopped working?

it is working

Meaning the bug that wasn't allowing input of even any legitimate amount (upto and including the full billed amount) is fixed now?
.

 

[Trust Me]

How much time does ot take for sbi vdc to show reward points? I have 10 year old sbi account and issued vdc 2 weeks back. Did multiple transactions on unipay and phonepay but dont see any point being credited.

Register here - https://rewardz.sbi/ and wait 2-3 months.

All your pending rewards will credited.

For me (in a similar situation) payments via Unipay and Freecharge both got points (both normal and bonus) within just a short few days!
.

 

[jcopper]

I am one of those people. IDFC only gave me points for a few transactions and missed on others on 26th Dec and 27th Dec, and then I raised a complaint after more than 20 days. I got points manually credited, and after a few days, I got points again for the same transactions. I know someone in the bank will wake up someday and make the correction. So, I did not bother.

Whats the best way to complain for missing rewards? Via email or customer care?

 

[Hell999]

Fi account ka kaha cc pay karna hai for getting rewrd? I think cred don't have fi to pay now.

You can use Flipkart

 

[akjha78]

For me (in a similar situation) payments via Unipay and Freecharge both got points (both normal and bonus) within just a short few days!
.

Thanks, just checked and I have received the .5% reward.
Does the virtual bonus point credit after separately after some time?

 

[BhaiyaJi]

Does the virtual bonus point credit after separately after some time?

Yes credited seperately, usually same day.

 

[akjha78]

Yes credited seperately, usually same day.

Is there a way to pay hdfc cc before bill generation using sbi vdc or idfc firsttap?

 

[Shaktimaan V2.0]

Is there a way to pay hdfc cc before bill generation using sbi vdc or idfc firsttap?

SBI VDC using PayZapp

 

[helloworld]

Meaning the bug that wasn't allowing input of even any legitimate amount (upto and including the full billed amount) is fixed now?
.

- https://www.technofino.in/community/posts/981214/ : )

 

[ARJUN5]

Pay only Axis cc bill via axis net banking or axis app. You will get freecharge gateway.

Do we get rewards with other bank debit cards when paying Axis CC Bill through Axis app freecharge gateway ?

 

[Trust Me]

- https://www.technofino.in/community/posts/981214/ : )

Thanks for pointing me to the workaround. So SBI hasn't yet fixed the bug!

I've found it far simpler to just use Freecharge instead, and see no reason now to go back to Unipay which had been far too temperamental for my liking to begin with!
.