Which Debit Card to use for Credit Card Bill Payment in April 2025

[nh124001]

yeh sbi unipay bhi jaane vala hai...

 

[rafzy]

Received 3k bonus RP + 3k base RP on 1.6L cc bill payments today using sbi vdc
Thanks @Abhishek012 for the detailed post

on which platform SBIUNIPAY or CANARASETU?
Also did SBI Transaction Monitoring team call you for card transactions of big amounts?

 

[NOOBY]

10X reward points (10 reward points per Rs. 100) for every Rs. 100 spent via debit card on incremental spends above Rs. 50,000 in a month.

@Abhishek012 agar ye add-on DC hai, toh kya ye spends dono cards ke saath mai count hote ha ya alag alag ?

 

[Ginee]

Received 3k bonus RP + 3k base RP on 1.6L cc bill payments today using sbi vdc
Thanks @Abhishek012 for the detailed post

Which platform you are using to pay bills?

 

[jackj]

PHONEPE RECHARGE

@Abhishek012 What's the mcc code for phonepe recharge?

Is idfc rupay eligible for Rewards?

When does the reward points get credited?

 

[Abhishek012]

@Abhishek012 agar ye add-on DC hai, toh kya ye spends dono cards ke saath mai count hote ha ya alag alag ?

Saath mai count hote ha.

Benefit yehi hai ki welcome rewards phir se mil jayega.

aur RuPay variant me koi charges nahi hai and RuPay ka sab eligible merchant names aate hai phonepe app me

 

[Abhishek012]

@Abhishek012 What's the mcc code for phonepe recharge?

Is idfc rupay eligible for Rewards?

When does the reward points get credited?

3 days to max 30 days.

Phonepe app - Credit Card bill pay via IDFC Firstap Sticker RuPay Platinum Debit Card without any charges -

MCC 4814, if you get these merchant names only - 👇🏼👇🏼

PHONEPE RECHARGE BANGALORE
PHONEPE RECHARGE
Phonepe recharge
WWWPHONEPECOM Gurgaon
WWWPHONEPECOM
WWWPHONEPE
phonepe banglore
phonepe

 

[yoloof]

If we use IDFC Visa on PhonePe, which merchant names gave correct MCC codes?

PhonePe Pvt Ltd gives 6012 correct?

 

[nh124001]

3 days to max 30 days.

Phonepe app - Credit Card bill pay via IDFC Firstap Sticker RuPay Platinum Debit Card without any charges -

MCC 4814, if you get these merchant names only - 👇🏼👇🏼

PHONEPE RECHARGE BANGALORE
PHONEPE RECHARGE
Phonepe recharge
WWWPHONEPECOM Gurgaon
WWWPHONEPECOM
WWWPHONEPE
phonepe banglore
phonepe

1000-2000 bar toh baata hi chuke hai same.. thing rupay vala babaji... bass phonepe rone hi vala hai thode dino mein...

 

[hender]

RuPay Physical Debit cards - you'll get only half the rewards (0.25%) and half the milestone benefits (0.25%)—a total of 0.50% and the milestone benefit will also be given on every ₹1 lakh spent for SBI Physical debit card.

I already mentioned in my post.

@Abhishek012 Any trick to replace BOI Clasic to platinum without paying replacement cost.

 

[jackj]

3 days to max 30 days.

Phonepe app - Credit Card bill pay via IDFC Firstap Sticker RuPay Platinum Debit Card without any charges -

MCC 4814, if you get these merchant names only - 👇🏼👇🏼

PHONEPE RECHARGE BANGALORE
PHONEPE RECHARGE
Phonepe recharge
WWWPHONEPECOM Gurgaon
WWWPHONEPECOM
WWWPHONEPE
phonepe banglore
phonepe

I'm getting phonepe recharge merchant name everytime, I've to pay 1.5 Lakh cc bill. Is IDFC firstap best option and is it guaranted, I've last week opened my wealth account. Did the first transaction above 1k & 1.5k for rupay first tap but the reward point's have not been credited yet. Been around 3-4 days. Any idea how long it takes?

 

[Abhishek012]

If we use IDFC Visa on PhonePe, which merchant names gave correct MCC codes?

PhonePe Pvt Ltd gives 6012 correct?

Yes.

Use RuPay variant na. RuPay is your 2nd IDFC debit card.

Same rewards + 10x rewards benefit.

 

[Abhishek012]

I'm getting phonepe recharge merchant name everytime, I've to pay 1.5 Lakh cc bill. Is IDFC firstap best option and is it guaranted, I've last week opened my wealth account. Did the first transaction above 1k & 1.5k for rupay first tap but the reward point's have not been credited yet. Been around 3-4 days. Any idea how long it takes?

RuPay variant ecom limit is daily 1 lakh per day.

Edit bill amount and pay in 2 days.

You will get rewards within 3 days to 30 days.

For example - one person received welcome rewards + transaction rewards after 17 days.

 

[Slayer]

Commander tum same cheez 10 lakh bar bolke thak nahi jatein ho?

 

[drvirag]

Bus ab idfc band hi hone wala hai.

 

[dealminer]

Commander tum same cheez 10 lakh bar bolke thak nahi jatein ho?

Tbhi toh wo commander hai 😆

 

[6ix9ine]

Commander tum same cheez 10 lakh bar bolke thak nahi jatein ho?

He has created parchi of everything 🤣 Jaise hi kahi idfc ka naam aaya sidha idfc wali parchi kholi and copy paste

Kahi kisine RBL type kiya toh RBL ki parchi kholi and copy paste.

Baki toh jante hi ho 👇

 

[dealminer]

I was hoping ki ye 1 march tak tikk jata, bill payment krna hai
But ab ye thread dekh ke lagta nhi aisa hoga 🤣

 

[Slayer]

I was hoping ki ye 1 march tak tikk jata, bill payment krna hai
But ab ye thread dekh ke lagta nhi aisa hoga 🤣

Mene apne PhonePe wale backend wale dost ko bola hai jabtak ho sake payments team ko bolna kuch bhi khut khat na kare

 

[shu_sha]

Commander tweet bhi kardo ab ise taki ek bar he me sab khatam ho Jaye

Naa rahega bans nahi bajege bansuri