Which Debit Card to use for Credit Card Bill Payment in April 2025

[Credit_Cards]

Only sbi cards are allowed in unipay portal I am referring to using sbi vdc in unipay. For hdfc esp card auto bill payment through smart pay is only option available. Idfc ones can be used in phone pe and freecharge and other platform but I don't have it so not tried.

got it, I am using hdfc millennia DC for wallet loading will try to reissue esp card

 

[Trust Me]

Daily 50k limit and milestone benefit every 50k spent.

Apply SBI Virtual RuPay debit card and pay cc bill via phonepe app, paytm app, freecharge app, phonepe app without any extra charges on RuPay.

Did you repeat 'phonepe app' by mistake, or did you mean to say that only phonepe app waives charges for RuPay, but not the other two? Confused!
.

 

[cc_dc_explorer]

have they stopped giving idfc firsttap ?

 

[Credit_Cards]

Did you repeat 'phonepe app' by mistake, or did you mean to say that only phonepe app waives charges for RuPay, but not the other two? Confused!
.

Yes it's a mistake

 

[helloworld]

Did you repeat 'phonepe app' by mistake, or did you mean to say that only phonepe app waives charges for RuPay, but not the other two? Confused!
.

maybe OP tested on phonepe, remaining two yet to verify.

 

[Tocoliso]

Did idfc block certain customers from redeeming points on the new rewards portal from past couple of days many members on this forum are not able to redeem the points.

Is this systemic or selectively blockage?

 

[cesc007]

@Abhishek012 or anyone else, have you guys paid cc bill beyond 1 lac with I D F C dc? If so is it via phonepe or something else?

 

[alpha2betaa]

@Abhishek012 or anyone else, have you guys paid cc bill beyond 1 lac with I D F C dc? If so is it via phonepe or something else?

Yes with IDFC FIRST TAP on PhonePe
But 1L is the limit per day…so u need to split

 

[Abhishek012]

Did you repeat 'phonepe app' by mistake, or did you mean to say that only phonepe app waives charges for RuPay, but not the other two? Confused!
.

it's a mistake 🤣 🤣

 

[Abhishek012]

have they stopped giving idfc firsttap ?

No . .

 

[bigbyte]

Ye batao, RBL SPDC band karwa diya jaai ya abhi bhi koi umeed baaki hai?

There is no meaning to pay 1500+gst for this card with no avenues left to milk it. Please Suggest.

 

[Abhishek012]

Ye batao, RBL SPDC band karwa diya jaai ya abhi bhi koi umeed baaki hai?

There is no meaning to pay 1500+gst for this card with no avenues left to milk it. Please Suggest.

Pay only Axis cc bill via axis net banking or axis app. You will get freecharge gateway.

 

[bigbyte]

Pay only Axis cc bill via axis net banking or axis app. You will get freecharge gateway.

Haan yaar lekin Axis Bank ka kitna hee bill hoga monthly. 25000/month minimum spend to sirf eligibility poori karne ke liye chahiye.

 

[nh124001]

Pay only Axis cc bill via axis net banking or axis app. You will get freecharge gateway.

yeh kuch naya sune mein mil raha hai... agar axis cc ka bill axis app se pay karu..toh freecharge ka payment gateway milega..toh kya 4900 mcc hoga.. n hdfc espdc bhi chalega i think!!??

 

[pankaj1122]

That feature is removed as of now. I spoke with customer care and told them it will be a big problem as people will start calling them more. They are also saying the same thing. We are also complaining to the backend team to bring it back so that call load will decrease.

Yeah..no point removing that

 

[Abhishek012]

yeh kuch naya sune mein mil raha hai... agar axis cc ka bill axis app se pay karu..toh freecharge ka payment gateway milega..toh kya 4900 mcc hoga.. n hdfc espdc bhi chalega i think!!??

No . .

 

[akjha78]

Pay only Axis cc bill via axis net banking or axis app. You will get freecharge gateway.

Is there any way to achieve the milestone other than axis?

 

[Ankiti]

Can I pay amex bill using idfc first rewards and earn cashback???

 

[Tocoliso]

Guys idfc blocking debit card accounts once again. Watchout and report if you are facing any challenge in redeeming points?

 

[Abhishek012]

Some people have received double reward points—once by filing a complaint manually and once automatically.

And rewards are redeemed after 14 working days from earning.