Which is the Best Bank in India?

[CARDBITRAGE]

Hey everyone! I opened this thread so that anyone who has had an exceptional experience(or otherwise) with any bank can share their thoughts and experiences to help others decide when they open an account somewhere. I currently hold accounts with SBI, BOB and HDFC. My experience thus far with HDFC has led me to believe they may just be the best bank in India. I'm waiting to hear from you all.
Thanks.

 

[Slayer]

Please tell about your experience with HDFC

 

[ADITYA1904]

ICICI is the best

 

[ramandeep]

Tech wise icici
Benefits wise hdfc

 

[EINSTEIN]

Tech wise icici
Benefits wise hdfc

Axis is catching up quickly to both, has even surpassed in some cases. But customer support and transparency remains their Achilles heel.

 

[sudhirsiddhi]

I think Kotak 811, Axis And ICICI with modern features and Good UI

 

[Slayer]

Axis is catching up quickly to both, has even surpassed in some cases. But customer support and transparency remains their Achilles heel.

Have used Axis App and it's very close to iMobile App in terms of functionality and fanciness

 

[Chaitanya-a]

What 'good experience' y'all are getting with HDFC? Is the bar so low?

 

[Slayer]

What 'good experience' y'all are getting with HDFC? Is the bar so low?

Exactly @Tosh @SiddharthR

 

[jetmix]

Di

Tech wise icici
Benefits wise hdfc

Ditto

 

[LogOut]

SBI - Especially during the lunch break. Excellent service /s

 

[CMGCMG is verified member.]

In regards to branch: Had good experience with HDFC, Axis and a not so good experience with ICICI.
Customer care: Good experience with HDFC and ICICI
CC Customer care: HDFC > ICICI > AXIS > BOB > SBM

 

[jainsuk]

Pathetic customer Services from HDFC even after multiple escalations . Better at ICICI. RMs in both are of no use. Now trying my luck with axis

 

[SiddharthR]

Exactly @Tosh @SiddharthR

What 'good experience' y'all are getting with HDFC? Is the bar so low?

Just less charges & free services for Preffered customers with low crowd,
for me it's now just alternative of SBI where is lot of crowd.
(I had opened HDFC SA for just Smartbuy and haven't used Smartbuy since months bcoz of Cashback SBI & Gyftr YONO)

 

[SiddharthR]

Axis is catching up quickly to both, has even surpassed in some cases. But customer support and transparency remains their Achilles heel.

Axis has unimaginable charges and also many services have charges,
They can recover what they have given us as benefits in just one charge which we were not aware of....

 

[EINSTEIN]

Axis has unimaginable charges and also many services have charges,
They can recover what they have given us as benefits in just one charge which we were not aware of....

I have burgundy account so no charges of any kind till now.

 

[Deleted member 5552]

What 'good experience' y'all are getting with HDFC? Is the bar so low?

Are you still worrying about your <BlackMoney> card??

 

[EINSTEIN]

I have opened multiple accounts in the last year and here is my ranking
1.Axis Burgundy
2. IndusInd Pioneer
3. ICICI Wealth
4. HDFC preferred
Maybe the people preferring HDFC is because of their past experiences. As a new customer it is a pathetic bank barely above sbi. Took me more than a month to get a secured credit card.

 

[Chaitanya-a]

Are you still worrying about your <BlackMoney> card??

Not just that. They don't care about loyal customers. Retention team is hopeless. Technology has always been age old.
It has become PSU bank more than actual PSU bank.

 

[Slayer]

Not just that. They don't care about loyal customers. Retention team is hopeless. Technology has always been age old.
It has become PSU bank more than actual PSU bank.

Fax