Which is the best rewarding credit card on rupay platform

[pandyag]

As the title says, which is the best rewarding credit card on Rupay platform that is already live on UPI.

 

[rogerthat]

Many people seem to be using Tata Neu but I personally feel the return rate of 1.5% with a monthly cap of 500 Tata Neu coins for general (non-Tata brand) transactions is too low. Also you are locked into the Tata ecosystem.

 

[pandyag]

Many people seem to be using Tata Neu but I personally feel the return rate of 1.5% with a monthly cap of 500 Tata Neu coins for general (non-Tata brand) transactions is too low. Also you are locked into the Tata ecosystem.

i do have tata neu infinity and also having other hdfc card. so was thinking to add some other bank's card.

 

[rogerthat]

i do have tata neu infinity and also having other hdfc card. so was thinking to add some other bank's card.

How was your experience with it? BoB Premier is also good it seems.

 

[Iamgora]

How was your experience with it? BoB Premier is also good it seems.

Bob cards are still not added in upi. I hope they will add it soon

 

[nrb]

Tata Neu is better if you are already using some tata brands.
I use my Tata Neu mostly on BigBaskat+BBNow spends

 

[technom]

Tata Neu is better if you are already using some tata brands.
I use my Tata Neu mostly on BigBaskat+BBNow spends

+1

You get 10% for Tata Brand (which in itself is quite extensive) and 5% for other things like utility bills.
Still gives 1.5% for everything else including UPI. Pretty good for just people

 

[hakunamatata]

Many people seem to be using Tata Neu but I personally feel the return rate of 1.5% with a monthly cap of 500 Tata Neu coins for general (non-Tata brand) transactions is too low. Also you are locked into the Tata ecosystem.

There is no cap of 500 for tranx other than upi. In upi tranx too the the cap is not applied till now.

 

[technom]

Personally we were already using BB, Croma & Cliq for our regular purchases because both the quality & prices are good. So worked out for us but Yes, it may be different for someone who's not comfortable with Tata ecosystem

 

[rogerthat]

BB doesn't deliver in my location which is the main thing... I use 1MG though. But yeah 1.5% for UPI is better than nothing as most purchases below Rs.200 are now UPI and those stores do not take cards.

I've got a FYF offer for Tata Neu Infinity Rupay card as of now, waiting for that to become LTF.

 

[CC-Muncher]

BB doesn't deliver in my location which is the main thing... I use 1MG though. But yeah 1.5% for UPI is better than nothing as most purchases below Rs.200 are now UPI and those stores do not take cards.

I've got a FYF offer for Tata Neu Infinity Rupay card as of now, waiting for that to become LTF.

Dmart is cheaper than BB btw

 

[pandyag]

Will we see any premium cards on rupay in the near future?
@Abhishek012

 

[LordPSN]

BB doesn't deliver in my location which is the main thing... I use 1MG though. But yeah 1.5% for UPI is better than nothing as most purchases below Rs.200 are now UPI and those stores do not take cards.

I've got a FYF offer for Tata Neu Infinity Rupay card as of now, waiting for that to become LTF.

Get FYF card. Then write up a mail to HDFC to convert it to LTF

 

[CC-Muncher]

Get FYF card. Then write up a mail to HDFC to convert it to LTF

and will they make it LTF easily? any other criteria?

 

[rogerthat]

and will they make it LTF easily? any other criteria?

It is a good idea actually. After a year if they refuse to make it LTF just close it. There will definitely be better RuPay cards in the market by that time.

 

[Deathsnatcher]

So as per the thread says only Tata Neu card is best in rupay segment?
i am planning to get one rupay card since my upi payments exceeds 1l per month
Any advices please

 

[Tejo]

Many people seem to be using Tata Neu but I personally feel the return rate of 1.5% with a monthly cap of 500 Tata Neu coins for general (non-Tata brand) transactions is too low. Also you are locked into the Tata ecosystem.

Sad, due to competitors, tata has no choice.

 

[shuperman]

Does paying CC bill through Rupay UPI platform with Tata Neu card possible and will it give 1.5% neucoins?

 

[Deathsnatcher]

Does paying CC bill through Rupay UPI platform with Tata Neu card possible and will it give 1.5% neucoins?

Yes

 

[Rajesh Nanecha]

ICICI Coral Rupay Credit Card is giving 0.5% regards rate on per 100 rs. spend in UPI transaction.