Which network would be for regalia gold?

[sidpsidp is verified member.]

Hi guys, I am Sid. I am new to the community and even to credit card game. Looking forward to learn new things here. Please advise regalia gold from which network would be best for me?

I hold a Flipkart axis (mc) and sapphiro ltf ( mc+amex). I got to know about DCB alumni program only after it was over.

I don't have any rupay cc or hdfc cc. According my usage pattern tata neu infinity rupay would have been better. But after learning here that, it is not a good 1st hdfc card, I tried for Regalia rupay. But I was told new customer can only get Regalia gold. I have negotiated Regalia gold ltf for my mother.

1. I couldn't find if it comes in rupay variant. Can any one clarify?
2. If it comes only in visa or mc network, which would be better , considering I already have 2 mc. Is there any difference rewards/ offers/features?

regards
P.s- if I have broken any convention or rules, please let me know.

 

[imdjay]

It comes in master card only.

 

[RupayMan]

It comes in master card only.

No it comes in visa signature also, I just got it recently

 

[vikas31081991]

can gold regalia be convertible to rupay

 

[RupayMan]

can gold regalia be convertible to rupay

No, basically if the bank have feasibility of issued a particular card in that network, then it's possible otherwise not. We cannot ask any bank to change any variant to Rupay. Instead we can only convert if the card type support to change network.

 

[sidpsidp is verified member.]

No it comes in visa signature also, I just got it recently

So visa would be better right? As I would be able to avail both visa and mc specific offer.

Reward rate and redemption options is
same for both network? I am asking cuz it is different in sapphiro.

 

[vikas31081991]

Have somebody ask the bank for conversion from Regalia gold to Rupay. One of my friends has regalia rupay, but with gold, I am not sure

 

[RupayMan]

Have somebody ask the bank for conversion from Regalia gold to Rupay. One of my friends has regalia rupay, but with gold, I am not sure

Regalia and regalia gold are different variants, like in SBI simplyclick and Simplysave, you can get Rupay in simplysave but not in simplyclick.

 

[RupayMan]

So visa would be better right? As I would be able to avail both visa and mc specific offer.

Reward rate and redemption options is
same for both network? I am asking cuz it is different in sapphiro.

How do you get both mc and visa offers with only visa variant? Check hdfc site for rewards. Please do some basic Google.

 

[sidpsidp is verified member.]

How do you get both mc and visa offers with only visa variant? Check hdfc site for rewards. Please do some basic Google.

You misunderstood me. i was asking as my sapphiro is mc, should I opt for visa in regalia gold. That's the whole point of the thread. Anyway leave it.

 

[Talkwithfino]

should I opt for visa in regalia gold

Tht would be suggestible; since you already have 1 Amex and MC ; and for generic Hdfc offers, the card network/platform doesn't matter

 

[hritiksakshi]

Anyone wishing to sell regalia gold points can dm me...