Which new card to apply for incremental 8 - 10 lacs spend

[harryb]

Hi Forum Members,

Wanted to your feedback on which new credit card i can apply for an upcoming spend. I have around 25lac spend coming up at a hospital. I plan to use credit cards for the same. Planning to divide the spend between Infinia, Axis Vistara Infinite, Amex Platinum Travel, IDFC club Vistara.

Any other card that I can apply to get maximum benefits? Or any card where milestone based benefit is high? On the new card i can spend 8 - 10 lacs.

P.S - I have AU Zenith (LTF) and HSBC Premier (LTF) card as well but not planning to use due to low reward rate.

Thanks
Harish

 

[Riya]

You want CC just bcoz you have a hospital expense coming up?? Strange!!!
Since you have HSBC premier card, it means you must be maintaining good balance with them...
You can use multiple cards to manage this spend.
HDFC Infinia + Axis Reserve can be good combo

 

[Vasuki]

Hi Forum Members,

Wanted to your feedback on which new credit card i can apply for an upcoming spend. I have around 25lac spend coming up at a hospital. I plan to use credit cards for the same. Planning to divide the spend between Infinia, Axis Vistara Infinite, Amex Platinum Travel, IDFC club Vistara.

Any other card that I can apply to get maximum benefits? Or any card where milestone based benefit is high? On the new card i can spend 8 - 10 lacs.

P.S - I have AU Zenith (LTF) and HSBC Premier (LTF) card as well but not planning to use due to low reward rate.

Thanks
Harish

One and only atlas
Still king in offline spend
Gives 4% value


But axis Bank 🤣 I don't trust it with ounce of sweat
Bcz they change their internal doc Evey week without informing

 

[Riya]

Axis could even cancel the transaction stating they are fabricated 😂

 

[m4b]

You want CC just bcoz you have a hospital expense coming up?? Strange!!!

same thought .

 

[m4b]

Everywhere I see love-hate affair with Axis 🤣

 

[drsel]

You need to put 10 lacs in savings account or 30 lacs fixed deposit with Axis and get Magnus burgundy card which gives 14% return on all expenses above 1.5 lakhs.

There is no other card giving 14% return on hospital expenses.
even Yes Reserve 5x is max 9% return on hospital expenses

 

[m4b]

You need to put 30 lacs fixed deposit with Axis and get Magnus burgundy card which gives 14% return on all expenses above 1.5 lakhs.

10L savings will work for that duration.

 

[Rahul Gupta]

Hi Forum Members,

Wanted to your feedback on which new credit card i can apply for an upcoming spend. I have around 25lac spend coming up at a hospital. I plan to use credit cards for the same. Planning to divide the spend between Infinia, Axis Vistara Infinite, Amex Platinum Travel, IDFC club Vistara.

Any other card that I can apply to get maximum benefits? Or any card where milestone based benefit is high? On the new card i can spend 8 - 10 lacs.

P.S - I have AU Zenith (LTF) and HSBC Premier (LTF) card as well but not planning to use due to low reward rate.

Thanks
Harish

Are you okay? Why do you have such a high hospital bill?

 

[SSV]

Are you okay? Why do you have such a high hospital bill?

Now , this is a sensible question ..

 

[m4b]

Are you okay? Why do you have such a high hospital bill?

😅 same thought eating me up when I saw the question and why anyone would think about reward points assuming the medical criticality risk based on the amount.

 

[SSV]

😅 same thought eating me up when I saw the question and why anyone would think about reward points assuming the medical criticality risk based on the amount.

Could be for some one in the family

 

[harryb]

Are you okay? Why do you have such a high hospital bill?

A family member is getting operated. There is capping on the treatment amount in the insurance. Hence, i have to anyways pay the hospital and they accept credit cards with no charges on swipe.

So using cards will anyways help us to lower the cost in some form.

 

[SSV]

A family member is getting operated. There is capping on the treatment amount in the insurance. Hence, i have to anyways pay the hospital and they accept credit cards with no charges on swipe.

So using cards will anyways help us to lower the cost in some form.

Hope everything goes well with regard to the operation on your family memeber..

and yes , you are doing right things with regard to payment aspects of this unfortunate spend...

all the best..

 

[m4b]

Not on the same page but whatever helps you to support your family member.

 

[bs77]

You need to put 10 lacs in savings account or 30 lacs fixed deposit with Axis and get Magnus burgundy card which gives 14% return on all expenses above 1.5 lakhs.

There is no other card giving 14% return on hospital expenses.
even Yes Reserve 5x is max 9% return on hospital expenses

i would suggest the same.

 

[Riya]

Now , this is a sensible question ..

He might be undergoing a kidney transplant or heart transplant.... Must have included the post operative expenses also in kokilaben or breach candy hospital 😂

 

[Pradumya]

love-hate affair with Axis 🤣

Love-hate??
Sir only hate 🤣

 

[Riya]

I think the guy wants to default on card... He's just inclement on getting a card for expenses... I think he forgot that it has to be paid back too 😂😂

 

[harryb]

Thanks all members who have replied. Appreciate your response.

Offcourse there is one member @Riya who thinks this is fun and has been making nasty comments. i don't want to reply to any of your response individually. But it seems making fun of people, situations sarcasm etc. is what you do for a living. Please continue to do whatever gives you peace.