Isn't it based on ur usable preference. Even if I mention postcard, if u find it no time to visit their hotels nor redeem in time nor no plan for nearby vacation that present PostCard hotels -- it will be useless, IMO.
If u made up your mind to take that card based on it matches ur spend requirement and better rewards compare to other cards even after that fee, do not much worry about squeezing much value from these options. Pick one that has ur usage requirement and ur ok to utilize them before expiry.
Just pick the benefit that fits your usage and that you’re comfortable using before it expires.