Which PSU Bank Offers the Best Online and Mobile Banking Features for Business?

[Shraaj]

I am searching for the ideal PSU Bank or Nationalized Bank to suit my business requirements.

However, based on government regulations, I am required to open an account with a PSU or Government Bank exclusively. Hence, I am seeking your advice on the best PSU Bank in my Tier 3 Town, specifically in terms of Online Banking Features and Mobile App categories.

The available options are as follows:

1. State Bank of India
2. Punjab National Bank
3. Union Bank of India
4. Bank of India
5. Central Bank of India
6. Indian Overseas Bank
7. Bank of Maharashtra

Please kindly suggest the PSU Bank that excels in providing top-notch Online Banking Features and Mobile App functionalities.


POV - Bank of India's Mobile Banking is Pathetic and one of the worst UI/UX of their Internet Banking. Central Bank of India's Offline Branch is Pathetic in My Area and so is there Internet Banking for Fund Transfer.

Does Anybody know about the Punjab National Bank or India Overseas Bank? I have shortlisted these two options.

 

[nitrogenSinghnitrogenSingh is verified member.]

My Suggestion would be SBI. Even though their customer service is bad, Their UI and technological advancement is ahead compared to any banks you have listed above.

 

[Trust Me]

Based on my experience with only regular (non-business) netbanking (never used mobile banking) I'd expect SBI to be far ahead of others.

 

[Deleted member 11974]

SBi is the best out of waste option for oyu

 

[kjs]

You can go with SBI , NET banking and app both are good. Security is top notch. Have seen people having good exp with IOB in this community as well.

 

[AritraSaha]

I am searching for the ideal PSU Bank or Nationalized Bank to suit my business requirements.

However, based on government regulations, I am required to open an account with a PSU or Government Bank exclusively. Hence, I am seeking your advice on the best PSU Bank in my Tier 3 Town, specifically in terms of Online Banking Features and Mobile App categories.

The available options are as follows:

1. State Bank of India
2. Punjab National Bank
3. Union Bank of India
4. Bank of India
5. Central Bank of India
6. Indian Overseas Bank
7. Bank of Maharashtra

Please kindly suggest the PSU Bank that excels in providing top-notch Online Banking Features and Mobile App functionalities.


POV - Bank of India's Mobile Banking is Pathetic and one of the worst UI/UX of their Internet Banking. Central Bank of India's Offline Branch is Pathetic in My Area and so is there Internet Banking for Fund Transfer.

Does Anybody know about the Punjab National Bank or India Overseas Bank? I have shortlisted these two options.

I have sbi,pnb&bob.
App ui-
Bob>pnb>sbi.
App functional-
Sbi>pnb>bob.

All this have some error, some features don't work.
As your looking for business i will recommend you to go with sbi. Just go to branch after lunch.😜

 

[ritam12345]

I have sbi,pnb&bob.
App ui-
Bob>pnb>sbi.
App functional-
Sbi>pnb>bob.

All this have some error, some features don't work.
As your looking for business i will recommend you to go with sbi. Just go to branch after lunch.😜

Bro in my according BOB>SBI>PNB.
after using pnb mobile banking in 24 hour of account opening,, uninstall app, and never use pnb app or account.
Because Dim theme ui and function.

 

[Ak Singh]

Bro in my according BOB>SBI>PNB.
after using pnb mobile banking in 24 hour of account opening,, uninstall app, and never use pnb app or account.
Because Dim theme ui and function.

SBI>BOB. bob app becomes dead after 10 pm. Then wake up in morning.

 

[ritam12345]

SBI>BOB. bob app becomes dead after 10 pm. Then wake up in morning.

But sbi can't provide feature like bob.
Cheque book, debit card tracking in app.
Quarterly average balange. More then 1 Virtual card issue etc.....

 

[Ak Singh]

But sbi can't provide feature like bob.
Cheque book, debit card tracking in app.
Quarterly average balange. More then 1 Virtual card issue etc.....

Sbi also provide virtual DC,
And debit card tum Konsa roj track Kroge?
Quarterly balance bhi..
Feature toh hain lekin at night sab band ho Jaata hain.

 

[ritam12345]

Sbi also provide virtual DC,
And debit card tum Konsa roj track Kroge?
Quarterly balance bhi..
Feature toh hain lekin at night sab band ho Jaata hain.

Virtual rupay platinum debit card free in bob
20% off on Friday

 

[NABNAB is verified member.]

As this thread was about the IB and MB experience, here's an update about the Bank of India. They have revamped both. The New Mobile app and Internet Banking look nice, promising, and user-friendly.