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Which Rupay Cashback Card is Best?

athar_007

TF Buzz
After SBI PhonePe Black Credit Card launch which Cashback Card is Best?
Preferably Rupay.
Considering Lounge as well.
Considering online Offers.

Possible Candidates
SBI CASHBACK
SWIGGY HDFC
TATA NEU INFINITY
ANY OTHER

PS
SBI Cashback doesn't work on many SBI offers. Will SBI PHONEPE work on those SBI offers?
 
Kiwi
Supercard
SBI phonepe
Research about which one suits you best
SBI Phonepe won't work as it is a co-branded card. Even if it works for instant discounts, SBI is known to reverse the cashback.
 
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Net gain after considering the Neon subscription fee (₹999 + GST). Neon only makes sense if you spend ₹1 lakh or more, assuming all payments are UPI Scan & Pay transactions to get the maximum benefits.

Axis Supermoney Monthly Cashback Capping : ₹500.

Yes Bank Kiwi Neon Monthly Cashback Capping : 1% of your CC assigned limit.
 
Last edited:
I recently thought of checking with Kiwi customer support about the cashback capping. They mentioned that my max montly cashback on UPI spends is capped at Rs.200 i.e., 800 kiwis based on credit card application status and internal policies.

Is there any way to get this increased? If someone goes for Neon membership, do they increased the monthly capping?
 
View attachment 113116

Net gain after considering the Neon subscription fee (₹999 + GST). Neon only makes sense if you spend ₹1 lakh or more, assuming all payments are UPI Scan & Pay transactions to get the maximum benefits.

Axis Supermoney Monthly Cashback Capping : ₹500.

Yes Bank Kiwi Neon Monthly Cashback Capping : 1% of your CC assigned limit.
My detailed analysis on kiwi

Post in thread 'Which card to go for? KIwi or Kredit.Pe ACE?' https://technofino.in/community/thr...-for-kiwi-or-kredit-pe-ace.41707/post-1059557
 
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