Which RUPAY cc has the best nett.. reward rate on UPI

[Zacobite]

Specifically for UPI transactions.. i see idfc and hdfc close on reward rate.. any thoughts

 

[suhasa010]

Specifically for UPI transactions.. i see idfc and hdfc close on reward rate.. any thoughts

Thread 'Best Credit Cards 2024 | Category-wise Credit Card Recommendation By TechnoFino'

Jan 1, 2024

Hello TFCians,
Firstly, a very Happy New Year 2024! I extend my heartfelt wishes for success and happiness to you and your family throughout the year.

***[Updated Thread Link: https://www.technofino.in/community...edit-card-recommendation-by-technofino.34042/]

As is our tradition, we are here to recommend credit cards categorized to meet your various needs. From the best credit card for online shopping, rent payment, insurance premium payment, and utility bill payment to the ideal cards for wallet loading...

• TechnoFino
• credit card 2024
• Replies: 363
• Forum: Informative Threads

• 
• 
• 

Scroll down to UPI section.

 

[Zacobite]

Thread 'Best Credit Cards 2024 | Category-wise Credit Card Recommendation By TechnoFino'

Jan 1, 2024

Hello TFCians,
Firstly, a very Happy New Year 2024! I extend my heartfelt wishes for success and happiness to you and your family throughout the year.

***[Updated Thread Link: https://www.technofino.in/community...edit-card-recommendation-by-technofino.34042/]

As is our tradition, we are here to recommend credit cards categorized to meet your various needs. From the best credit card for online shopping, rent payment, insurance premium payment, and utility bill payment to the ideal cards for wallet loading...

• TechnoFino
• credit card 2024
• Replies: 363
• Forum: Informative Threads

• 
• 
• 

Scroll down to UPI section.

so i still think it is idfc.. not mentioned here.. thx for the link

 

[suhasa010]

so i still think it is idfc.. not mentioned here.. thx for the link

Does IDFC give more than 1-1.5%? 🤔

 

[Zacobite]

Does IDFC give more than 1-1.5%? 🤔

it gives small rate for small transactions also... yes bank is high rate but only beyond 2000 rs transactions which are not generally why we use upi..wd use my main CC for those

 

[Fini7777]

Specifically for UPI transactions.. i see idfc and hdfc close on reward rate.. any thoughts

what's the reward rate for idfc rupay cc

 

[Zacobite]

what's the reward rate for idfc rupay cc

0.25 -0.75 %..ok ok for small transactions.. for big ones.. main CC..kotak myntra and indusind seem to be higher as per the post.. it doesn't show as a separate acct on cibil.. and i get 1 bill with the wealth card.. works ok for me

 

[Fini7777]

0.25 -0.75 %..

I think Airtel axis and hdfc neu inf give 1 and 1.5% reward rate on upi payments
TATA neu infinity: min 33
Axis Airtel Rupay cc: min 100

very few cards are available in market that offers reward point on transactions below 2000

 

[suhasa010]

0.25 -0.75 %..ok ok for small transactions.. for big ones.. main CC..kotak myntra and indusind seem to be higher as per the post

Get Yes Kiwi Rupay CC for 1-2% cb (2% with neon sub for an year). Minimum transaction - ₹50.

 

[Zacobite]

I think Airtel axis and hdfc neu inf give 1 and 1.5% reward rate on upi payments
TATA neu infinity: min 33
Axis Airtel Rupay cc: min 100

very few cards are available in market that offers reward point on transactions below 2000

exactly.. and above 2k why will i use upi..

 

[Fini7777]

exactly.. and above 2k why will i use upi..

Some merchants don't have swipe machines...

 

[Zacobite]

Some merchants don't have swipe machines...

yes... but i don't really have many above 2k upi transactions at such merchants.. infact almost 0..most of my upi is sub 500 rs so hence....