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Which to keep and close SBI Card

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kaju

kaju

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I have 3 SBI Cards 1st SBI CASHBACK 2nd BPCL SBI & 3rd SBI Simply Click and in these I don't think I should pay for 500 & 500 for BPCL & simply click so help me choose between these
 
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kaju said:
I have 3 SBI Cards 1st SBI CASHBACK 2nd BPCL SBI & 3rd SBI Simply Click and in these I don't think I should pay for 500 & 500 for BPCL & simply click so help me choose between these
Click to expand...
Is ur limit shared or separate? I have 2 sbi cards 1 cashback limit 50k and 1 bpcl octane limit 83k but i dont of its a shared limit or separate
 
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Riteshavenger said:
My brother have 2 sbi cards but limit is shared one with 1lakh other with 1.3lakh but can use maximum 1lakh simply click and 1.3lakh from irctc and maximum 1.3lakh from both card combined.
Click to expand...
I got sbi cashback from sbi sprint in 2 hrs without any income documents or verification and i applied for sbi elite and through agent and she told me i wont get elite but i can get octane so i got Octane but dont know if the limit is shared or not
 
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Dr-green69 said:
I got sbi cashback from sbi sprint in 2 hrs without any income documents or verification and i applied for sbi elite and through agent and she told me i wont get elite but i can get octane so i got Octane but dont know if the limit is shared or not
Click to expand...
It is shared i confirmed from my brother if he does do transaction in one card limit gets reduced in second card.
 
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Dr-green69 said:
Wait how can we transfer limit from 1 card to another?
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after paying the pending dues and closing the card, ask Customer Care for the NOC of the card, when you get the NOC, ask them to transfer the limit of the closed card to the other one.

You can also transfer limits between 2 SBI CC without closing them, just request Customer Care for same
 
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iamabhisekagar said:
after paying the pending dues and closing the card, ask Customer Care for the NOC of the card, when you get the NOC, ask them to transfer the limit of the closed card to the other one.

You can also transfer limits between 2 SBI CC without closing them, just request Customer Care for same
Click to expand...
could you please elaborate in more detail as I little bit confused 🤔
 
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kaju said:
could you please elaborate in more detail as I little bit confused 🤔
Click to expand...
Generally in SBI seperate CC have Seperate limits and not joint limit, when you close your CC...the card is blocked. However the limit of the closed CC still remains as it is.
When you pay all the outstanding dues of a CC...ask them for a NOC. It is a documented proof as It states that all your outstanding dues are paid.
After that you have to call CC again to put a request for transfer of the limit of closed card to the desired card and they will oblige the same.

I am telling you this with my own personal experience...My Father had 2 CC one SBI FBB Styleup CC and one Simply Click CC.
I closed the FBB one and transferred all its limit to Simply Click one
 
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