While searching for ways to increase cibil score quickly, i found something shocking

[Mahirathore360]

I was searching for information that how i can increase my CIBIL score and i found a guy who charge money from people and increase their score using some illegal methods, i don't know how he do it but he had posted many screenshots of his clients, i asked him is your method legal or illegal ?, he said he do it through illegal methods, i think he hack CIBIL website or colluded with CIBIL officials. Paid cibil score increase service maybe. he has telegram channel for it

 

[6ix9ine]

Stay away from them 🙏🏻

You are getting too worried for just a number.

 

[Mahirathore360]

Stay away from them 🙏🏻

You are getting too worried for just a number.

because i need loan in near future and i need that number high for favourable interest rate

 

[6ix9ine]

because i need loan in near future and i need that number high for favourable interest rate

What's your current score?

 

[Mahirathore360]

What's your current score?

748 today . .

 

[karanssh]

748 today . .

relax. if you dont have any defaults it will go up on its own in a few months.

 

[Hritaban]

Don't fall for these scams mate.

Hope is the biggest addiction in the world & like every addiction, the first one will be free

 

[Mahirathore360]

relax. if you dont have any defaults it will go up on its own in a few months.

i don't have any default but have 10 enquiries and only 1 year old CIBIL history

 

[Mahirathore360]

Don't fall for these scams mate.

Hope is the biggest addiction in the world & like every addiction, the first one will be free

the first one will be free

what is free and in which sense

 

[D₹V]

I was searching for information that how i can increase my CIBIL score and i found a guy who charge money from people and increase their score using some illegal methods, i don't know how he do it but he had posted many screenshots of his clients, i asked him is your method legal or illegal ?, he said he do it through illegal methods, i think he hack CIBIL website or colluded with CIBIL officials. Paid cibil score increase service maybe. he has telegram channel for it

This is scam. Don't ever fall for this.

No one can increase/decrease CIBIL score except Bank/Lender.

For example if HDFC marked you as defaulter then only HDFC can remove this. You need to escalate with lender only.

And if you need loan or something in future, focus on increasing income / have income documents. CIBIL & other stuff is a later part.

 

[Mahirathore360]

This is scam. Don't ever fall for this.

No one can increase/decrease CIBIL score except Bank/Lender.

For example if HDFC marked you as defaulter then only HDFC can remove this. You need to escalate with lender only.

And if you need loan or something in future, focus on increasing income / have income documents. CIBIL & other stuff is a later part.

So income matters more than CIBIL

 

[HumorSimpson]

So income matters more than CIBIL

Lenders take many things into account. CIBIL is just a very first level check.

 

[D₹V]

So income matters more than CIBIL

Yes, if you have income proof, you can get loan without CIBIL.

CIBIL is just history (kala chittha) of a person if he is defaulter.

 

[Mahirathore360]

Yes, if you have income proof, you can get loan without CIBIL.

CIBIL is just history (kala chittha) of a person if he is defaulter.

great than i have to build better income source and then CIBIL